{"id":236263,"date":"2015-10-07T11:58:38","date_gmt":"2015-10-07T04:58:38","guid":{"rendered":"http:\/\/vibiznews.com\/?p=236263"},"modified":"2015-10-07T11:58:38","modified_gmt":"2015-10-07T04:58:38","slug":"demi-lindungi-nasabah-lps-turunkan-suku-bunga-penjaminan-berlaku-per-8-oktober-2015","status":"publish","type":"post","link":"https:\/\/vibiznews.com\/index.php\/2015\/10\/07\/demi-lindungi-nasabah-lps-turunkan-suku-bunga-penjaminan-berlaku-per-8-oktober-2015\/","title":{"rendered":"Demi Lindungi Nasabah, LPS Turunkan Suku Bunga Penjaminan Berlaku Per 8 Oktober 2015"},"content":{"rendered":"<p style=\"text-align: justify;\">Berdasarkan SIARAN PERS\u00a0No.: PRESS-39\/SEKL\/X\/2015,\u00a0PENETAPAN TINGKAT BUNGA PENJAMINAN\u00a0Periode Oktober 2015,<strong>\u00a0<\/strong>Lembaga Penjamin Simpanan (LPS) secara resmi menurunkan tingkat bunga penjaminan sebesar 25 basis poin dan akan berlaku efektif per\u00a08 Oktober 2015 -14 Januari 2016. Namun ketentuan tersebut hanya berlaku untuk simpanan dalam nominal rupiah dan valuta asing (valas) di Bank Umum serta untuk simpanan dalam rupiah di Bank Perkreditan Rakyat.\u00a0<\/p>\n<p style=\"text-align: justify;\">LPS menetapkan tingkat bunga untuk bank umum sebesar 7,5 persen untuk simpanan dalam bentuk rupiah dan 1,25 persen untuk simpanan dalam bentuk valuta asing (valas). Sementara untuk simpanan di bank perkreditan rakyat (BPR), LPS menetapkan suku bunga sebesar 10 persen. Secara singkat dijelaskan pada tabel dibawah ini:<\/p>\n<p style=\"text-align: justify;\"><a href=\"http:\/\/192.168.1.15\/vibiznews.com\/wp-content\/uploads\/2015\/10\/Capture-1.png\"><img loading=\"lazy\" decoding=\"async\" class=\"  wp-image-236267 aligncenter\" src=\"http:\/\/192.168.1.15\/vibiznews.com\/wp-content\/uploads\/2015\/10\/Capture-1-300x83.png\" alt=\"Capture\" width=\"412\" height=\"114\" srcset=\"https:\/\/vibiznews.com\/wp-content\/uploads\/2015\/10\/Capture-1-300x83.png 300w, https:\/\/vibiznews.com\/wp-content\/uploads\/2015\/10\/Capture-1.png 485w\" sizes=\"auto, (max-width: 412px) 100vw, 412px\" \/><\/a><\/p>\n<p style=\"text-align: justify;\">Pihak\u00a0LPS menjelaskan bahwa penurunan tingkat suku\u00a0bunga penjaminan saat ini dipandang sejalan dengan tren menurunnya suku bunga simpanan perbankan yang terlihat dalam enam bulan terakhir yang menunjukkan masih memadainya likuiditas.\u00a0Sesuai ketentuan LPS, apabila suku bunga simpanan yang diperjanjikan antara bank dengan nasabah penyimpan melebihi Tingkat Bunga Penjaminan simpanan, maka simpanan nasabah dimaksud menjadi tidak dijamin. Pemangkasan ini dilakukan juga dengan\u00a0tujuan melindungi nasabah dan memperluas cakupan tingkat bunga penjaminan.<\/p>\n<p style=\"text-align: justify;\">Sejalan dengan tujuan untuk melindungi nasabah dan memperluas cakupan tingkat bunga penjaminan, LPS menghimbau agar perbankan lebih memperhatikan ketentuan tingkat bunga penjaminan simpanan dalam rangka penghimpunan dana. Dalam menjalankan usahanya, bank hendaknya memperhatikan kondisi likuiditas ke depan. Dengan demikian, bank diharapkan dapat pula mematuhi ketentuan pengelolaan likuiditas perekonomian oleh Bank Indonesia, serta pengaturan dan pengawasan perbankan oleh Otoritas Jasa Keuangan.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><em>Stephanie Rebecca\/VM\/BNV\/ Analyst at Vibiz Research Center<\/em><br \/><em>Edior: Asido Situmorang<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Berdasarkan SIARAN PERS\u00a0No.: PRESS-39\/SEKL\/X\/2015,\u00a0PENETAPAN TINGKAT BUNGA PENJAMINAN\u00a0Periode Oktober 2015,\u00a0Lembaga Penjamin Simpanan (LPS) secara resmi menurunkan tingkat bunga penjaminan sebesar 25 basis poin dan akan berlaku efektif per\u00a08 Oktober 2015 -14 Januari 2016. Namun ketentuan tersebut hanya berlaku untuk simpanan dalam nominal rupiah dan valuta asing (valas) di Bank Umum serta untuk simpanan dalam rupiah di [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[353,29],"tags":[],"class_list":["post-236263","post","type-post","status-publish","format-standard","hentry","category-banking-insurance","category-economy-business"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Demi Lindungi Nasabah, LPS Turunkan Suku Bunga Penjaminan Berlaku Per 8 Oktober 2015 - Vibiznews.com<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/vibiznews.com\/index.php\/2015\/10\/07\/demi-lindungi-nasabah-lps-turunkan-suku-bunga-penjaminan-berlaku-per-8-oktober-2015\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Demi Lindungi Nasabah, LPS Turunkan Suku Bunga Penjaminan Berlaku Per 8 Oktober 2015 - Vibiznews.com\" \/>\n<meta property=\"og:description\" content=\"Berdasarkan SIARAN PERS\u00a0No.: PRESS-39\/SEKL\/X\/2015,\u00a0PENETAPAN TINGKAT BUNGA PENJAMINAN\u00a0Periode Oktober 2015,\u00a0Lembaga Penjamin Simpanan (LPS) secara resmi menurunkan tingkat bunga penjaminan sebesar 25 basis poin dan akan berlaku efektif per\u00a08 Oktober 2015 -14 Januari 2016. 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