{"id":385693,"date":"2018-06-04T19:45:43","date_gmt":"2018-06-04T12:45:43","guid":{"rendered":"http:\/\/vibiznews.com\/?p=385693"},"modified":"2018-06-04T19:45:43","modified_gmt":"2018-06-04T12:45:43","slug":"bunga-deposito-juni-2018-akan-naik-bagaimana-dengan-bunga-kredit","status":"publish","type":"post","link":"https:\/\/vibiznews.com\/index.php\/2018\/06\/04\/bunga-deposito-juni-2018-akan-naik-bagaimana-dengan-bunga-kredit\/","title":{"rendered":"Bunga deposito Juni 2018 akan naik, bagaimana dengan bunga kredit?"},"content":{"rendered":"<p style=\"text-align: justify;\">(Vibiznews \u2013 Banking &amp; Insurance)\u00a0\u2013 Sejalan dengan Bank Indonesia yang menaikkan suku bunga acuannya sebesar 50 basis poin dalam sebulan terakhir, maka beberapa bank mengaku akan menaikkan suku bunga depositonya pada Juni 2018 ini. Boedi Armanto, Deputi Komisioner Pengawas Perbankan II Otoritas Jasa Keuangan (OJK)\u00a0mengatakan meskipun suku bunga deposito\u00a0<em>counter rate\u00a0<\/em>bank naik tidak serta-merta di laporan akan ada kenaikan tersebut. Karena suku bunga tersebut baru berlaku bagi deposan baru, karena kenaikan atau repricing suku bunga deposito akan dicatat jika sudah jatuh tempo dan deposito diperpanjang oleh deposannya.<\/p>\n<p style=\"text-align: justify;\">Beberapa analis memproyeksi dengan naiknya bunga deposito dan belum disertai kenaikan bunga kredit, akan menyebabkan margin bank turun karena biaya dana (<em>cost of fund<\/em>) naik. Analis memperkirakan NIM bank umum akan turun 10 bps-15 bps atau 0,1%-1,15%. Namun jika suku bunga kredit juga disesuaikan naik hal ini akan menyebabkan NIM bank tidak akan berubah.<\/p>\n<p style=\"text-align: justify;\">Boedi Armanto mengatakan dengan kenaikan bunga deposito, margin bank belum tentu terpengaruh dengan asumsi bank menaikkan bunga kreditnya. Secara umum OJK mencatat jarak antara bunga acuan dan deposito naik adalah 1 bulan. Sedangkan jarak antara bunga acuan dengan bunga kredit naik antara 3 bulan-6 bulan sampai 1 tahun, atau tergantung perjanjiannya. OJK menyarankan kepada bank untuk meningkatkan efisiensi untuk menjaga margin.<\/p>\n<p>&nbsp;<\/p>\n<p><em>Belinda Kosasih\/Coordinating Partner of Banking Business Services\/Vibiz Consulting Group<\/em><\/p>\n<p><em>Editor : Asido Situmorang<\/em><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>(Vibiznews \u2013 Banking &amp; Insurance)\u00a0\u2013 Sejalan dengan Bank Indonesia yang menaikkan suku bunga acuannya sebesar 50 basis poin dalam sebulan terakhir, maka beberapa bank mengaku akan menaikkan suku bunga depositonya pada Juni 2018 ini. Boedi Armanto, Deputi Komisioner Pengawas Perbankan II Otoritas Jasa Keuangan (OJK)\u00a0mengatakan meskipun suku bunga deposito\u00a0counter rate\u00a0bank naik tidak serta-merta di laporan [&hellip;]<\/p>\n","protected":false},"author":101013,"featured_media":377233,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[353,29],"tags":[7411,7409],"class_list":["post-385693","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banking-insurance","category-economy-business","tag-bagaimana-dengan-bunga-kredit","tag-bunga-deposito-juni-2018-naik"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Bunga deposito Juni 2018 akan naik, bagaimana dengan bunga kredit? - Vibiznews.com<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/vibiznews.com\/index.php\/2018\/06\/04\/bunga-deposito-juni-2018-akan-naik-bagaimana-dengan-bunga-kredit\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Bunga deposito Juni 2018 akan naik, bagaimana dengan bunga kredit? - Vibiznews.com\" \/>\n<meta property=\"og:description\" content=\"(Vibiznews \u2013 Banking &amp; Insurance)\u00a0\u2013 Sejalan dengan Bank Indonesia yang menaikkan suku bunga acuannya sebesar 50 basis poin dalam sebulan terakhir, maka beberapa bank mengaku akan menaikkan suku bunga depositonya pada Juni 2018 ini. Boedi Armanto, Deputi Komisioner Pengawas Perbankan II Otoritas Jasa Keuangan (OJK)\u00a0mengatakan meskipun suku bunga deposito\u00a0counter rate\u00a0bank naik tidak serta-merta di laporan [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/vibiznews.com\/index.php\/2018\/06\/04\/bunga-deposito-juni-2018-akan-naik-bagaimana-dengan-bunga-kredit\/\" \/>\n<meta property=\"og:site_name\" content=\"Vibiznews.com\" \/>\n<meta property=\"article:published_time\" content=\"2018-06-04T12:45:43+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/vibiznews.com\/wp-content\/uploads\/2018\/02\/perbankan-indonesia.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2953\" \/>\n\t<meta property=\"og:image:height\" content=\"1309\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Belinda\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Belinda\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/vibiznews.com\/index.php\/2018\/06\/04\/bunga-deposito-juni-2018-akan-naik-bagaimana-dengan-bunga-kredit\/\",\"url\":\"https:\/\/vibiznews.com\/index.php\/2018\/06\/04\/bunga-deposito-juni-2018-akan-naik-bagaimana-dengan-bunga-kredit\/\",\"name\":\"Bunga deposito Juni 2018 akan naik, bagaimana dengan bunga kredit? - Vibiznews.com\",\"isPartOf\":{\"@id\":\"https:\/\/vibiznews.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/vibiznews.com\/index.php\/2018\/06\/04\/bunga-deposito-juni-2018-akan-naik-bagaimana-dengan-bunga-kredit\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/vibiznews.com\/index.php\/2018\/06\/04\/bunga-deposito-juni-2018-akan-naik-bagaimana-dengan-bunga-kredit\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/vibiznews.com\/wp-content\/uploads\/2018\/02\/perbankan-indonesia.jpg\",\"datePublished\":\"2018-06-04T12:45:43+00:00\",\"dateModified\":\"2018-06-04T12:45:43+00:00\",\"author\":{\"@id\":\"https:\/\/vibiznews.com\/#\/schema\/person\/88c20c73854ff859e070bb64118580e6\"},\"breadcrumb\":{\"@id\":\"https:\/\/vibiznews.com\/index.php\/2018\/06\/04\/bunga-deposito-juni-2018-akan-naik-bagaimana-dengan-bunga-kredit\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/vibiznews.com\/index.php\/2018\/06\/04\/bunga-deposito-juni-2018-akan-naik-bagaimana-dengan-bunga-kredit\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/vibiznews.com\/index.php\/2018\/06\/04\/bunga-deposito-juni-2018-akan-naik-bagaimana-dengan-bunga-kredit\/#primaryimage\",\"url\":\"https:\/\/vibiznews.com\/wp-content\/uploads\/2018\/02\/perbankan-indonesia.jpg\",\"contentUrl\":\"https:\/\/vibiznews.com\/wp-content\/uploads\/2018\/02\/perbankan-indonesia.jpg\",\"width\":2953,\"height\":1309},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/vibiznews.com\/index.php\/2018\/06\/04\/bunga-deposito-juni-2018-akan-naik-bagaimana-dengan-bunga-kredit\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/vibiznews.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Bunga deposito Juni 2018 akan naik, bagaimana dengan bunga kredit?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/vibiznews.com\/#website\",\"url\":\"https:\/\/vibiznews.com\/\",\"name\":\"Vibiznews.com\",\"description\":\"Berita Bisnis | Berita Komoditi | Berita Saham\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/vibiznews.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/vibiznews.com\/#\/schema\/person\/88c20c73854ff859e070bb64118580e6\",\"name\":\"Belinda\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/vibiznews.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/c3bbf0f9d5bce10545d0830ef957ec1c?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/c3bbf0f9d5bce10545d0830ef957ec1c?s=96&d=mm&r=g\",\"caption\":\"Belinda\"},\"description\":\"Belinda is a banking consultant, currently she is a Partner in Banking Business Services of Vibiz Consulting, as facilitator and also actively writing articles related to banking and investment subjects in vibiznews.com - Vibiz Media Network.\",\"url\":\"https:\/\/vibiznews.com\/index.php\/author\/belinda\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Bunga deposito Juni 2018 akan naik, bagaimana dengan bunga kredit? - Vibiznews.com","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/vibiznews.com\/index.php\/2018\/06\/04\/bunga-deposito-juni-2018-akan-naik-bagaimana-dengan-bunga-kredit\/","og_locale":"en_US","og_type":"article","og_title":"Bunga deposito Juni 2018 akan naik, bagaimana dengan bunga kredit? - Vibiznews.com","og_description":"(Vibiznews \u2013 Banking &amp; Insurance)\u00a0\u2013 Sejalan dengan Bank Indonesia yang menaikkan suku bunga acuannya sebesar 50 basis poin dalam sebulan terakhir, maka beberapa bank mengaku akan menaikkan suku bunga depositonya pada Juni 2018 ini. Boedi Armanto, Deputi Komisioner Pengawas Perbankan II Otoritas Jasa Keuangan (OJK)\u00a0mengatakan meskipun suku bunga deposito\u00a0counter rate\u00a0bank naik tidak serta-merta di laporan [&hellip;]","og_url":"https:\/\/vibiznews.com\/index.php\/2018\/06\/04\/bunga-deposito-juni-2018-akan-naik-bagaimana-dengan-bunga-kredit\/","og_site_name":"Vibiznews.com","article_published_time":"2018-06-04T12:45:43+00:00","og_image":[{"width":2953,"height":1309,"url":"https:\/\/vibiznews.com\/wp-content\/uploads\/2018\/02\/perbankan-indonesia.jpg","type":"image\/jpeg"}],"author":"Belinda","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Belinda","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/vibiznews.com\/index.php\/2018\/06\/04\/bunga-deposito-juni-2018-akan-naik-bagaimana-dengan-bunga-kredit\/","url":"https:\/\/vibiznews.com\/index.php\/2018\/06\/04\/bunga-deposito-juni-2018-akan-naik-bagaimana-dengan-bunga-kredit\/","name":"Bunga deposito Juni 2018 akan naik, bagaimana dengan bunga kredit? - Vibiznews.com","isPartOf":{"@id":"https:\/\/vibiznews.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/vibiznews.com\/index.php\/2018\/06\/04\/bunga-deposito-juni-2018-akan-naik-bagaimana-dengan-bunga-kredit\/#primaryimage"},"image":{"@id":"https:\/\/vibiznews.com\/index.php\/2018\/06\/04\/bunga-deposito-juni-2018-akan-naik-bagaimana-dengan-bunga-kredit\/#primaryimage"},"thumbnailUrl":"https:\/\/vibiznews.com\/wp-content\/uploads\/2018\/02\/perbankan-indonesia.jpg","datePublished":"2018-06-04T12:45:43+00:00","dateModified":"2018-06-04T12:45:43+00:00","author":{"@id":"https:\/\/vibiznews.com\/#\/schema\/person\/88c20c73854ff859e070bb64118580e6"},"breadcrumb":{"@id":"https:\/\/vibiznews.com\/index.php\/2018\/06\/04\/bunga-deposito-juni-2018-akan-naik-bagaimana-dengan-bunga-kredit\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/vibiznews.com\/index.php\/2018\/06\/04\/bunga-deposito-juni-2018-akan-naik-bagaimana-dengan-bunga-kredit\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/vibiznews.com\/index.php\/2018\/06\/04\/bunga-deposito-juni-2018-akan-naik-bagaimana-dengan-bunga-kredit\/#primaryimage","url":"https:\/\/vibiznews.com\/wp-content\/uploads\/2018\/02\/perbankan-indonesia.jpg","contentUrl":"https:\/\/vibiznews.com\/wp-content\/uploads\/2018\/02\/perbankan-indonesia.jpg","width":2953,"height":1309},{"@type":"BreadcrumbList","@id":"https:\/\/vibiznews.com\/index.php\/2018\/06\/04\/bunga-deposito-juni-2018-akan-naik-bagaimana-dengan-bunga-kredit\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/vibiznews.com\/"},{"@type":"ListItem","position":2,"name":"Bunga deposito Juni 2018 akan naik, bagaimana dengan bunga kredit?"}]},{"@type":"WebSite","@id":"https:\/\/vibiznews.com\/#website","url":"https:\/\/vibiznews.com\/","name":"Vibiznews.com","description":"Berita Bisnis | Berita Komoditi | Berita Saham","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/vibiznews.com\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/vibiznews.com\/#\/schema\/person\/88c20c73854ff859e070bb64118580e6","name":"Belinda","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/vibiznews.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/c3bbf0f9d5bce10545d0830ef957ec1c?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/c3bbf0f9d5bce10545d0830ef957ec1c?s=96&d=mm&r=g","caption":"Belinda"},"description":"Belinda is a banking consultant, currently she is a Partner in Banking Business Services of Vibiz Consulting, as facilitator and also actively writing articles related to banking and investment subjects in vibiznews.com - Vibiz Media Network.","url":"https:\/\/vibiznews.com\/index.php\/author\/belinda\/"}]}},"_links":{"self":[{"href":"https:\/\/vibiznews.com\/index.php\/wp-json\/wp\/v2\/posts\/385693","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/vibiznews.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/vibiznews.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/vibiznews.com\/index.php\/wp-json\/wp\/v2\/users\/101013"}],"replies":[{"embeddable":true,"href":"https:\/\/vibiznews.com\/index.php\/wp-json\/wp\/v2\/comments?post=385693"}],"version-history":[{"count":1,"href":"https:\/\/vibiznews.com\/index.php\/wp-json\/wp\/v2\/posts\/385693\/revisions"}],"predecessor-version":[{"id":385697,"href":"https:\/\/vibiznews.com\/index.php\/wp-json\/wp\/v2\/posts\/385693\/revisions\/385697"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/vibiznews.com\/index.php\/wp-json\/wp\/v2\/media\/377233"}],"wp:attachment":[{"href":"https:\/\/vibiznews.com\/index.php\/wp-json\/wp\/v2\/media?parent=385693"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/vibiznews.com\/index.php\/wp-json\/wp\/v2\/categories?post=385693"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/vibiznews.com\/index.php\/wp-json\/wp\/v2\/tags?post=385693"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}