{"id":408679,"date":"2019-03-28T16:29:19","date_gmt":"2019-03-28T09:29:19","guid":{"rendered":"http:\/\/vibiznews.com\/?p=408679"},"modified":"2019-03-28T16:44:40","modified_gmt":"2019-03-28T09:44:40","slug":"transaksi-digital-masyarakt-meningkat-pesat-di-bca-mendominasi-98-transaksi","status":"publish","type":"post","link":"https:\/\/vibiznews.com\/index.php\/2019\/03\/28\/transaksi-digital-masyarakt-meningkat-pesat-di-bca-mendominasi-98-transaksi\/","title":{"rendered":"Transaksi Digital Masyarakat Meningkat Pesat; di BCA Mendominasi 98% Transaksi"},"content":{"rendered":"<p style=\"text-align: justify;\">(Vibiznews \u2013 Banking) &#8211; Bank Indonesia (BI) beberapa waktu lalu mencatat transaksi pembayaran secara <em>online<\/em> via <em>digital banking<\/em> tumbuh sebesar 44,4 persen secara tahunan pada akhir kuartal tahun 2018. Angka ini mengalami kenaikan dibandingkan triwulan III-2018 yang sebesar 41,1 persen.<\/p>\n<p style=\"text-align: justify;\">BI menyatakan bahwa kinerja positif uang elektronik dan <em>digital banking<\/em> tersebut tidak terlepas dari menguatnya preferensi masyarakat bertransaksi menggunakan platform teknologi. Hal ini seiring dengan berkembangnya industri <em>financial technology, e-commerce<\/em>, dan jasa transportasi <em>online<\/em>.<\/p>\n<p style=\"text-align: justify;\">Bank swasta terbesar di Indonesia, BCA, juga melihat perkembangan luar biasa pemanfaatan transaksi digital di bank tersebut. Belum lama ini disebutkan bahwa 98% transaksi di Bank BCA saat ini merupakan transaksi digital. Presiden Direktur BCA Jahja Setiaatmadja mengatakan dari total transaksi 2018 senilai Rp 6.700 triliun, 98%-nya berasal dari transaksi digital, demikian disampaikan kepada media usai peluncuran Synergy di Jakarta (27\/3).<\/p>\n<p style=\"text-align: justify;\">Diterangkan bahwa transaksi digital itu kebanyakan dicetak dari perdagangan, termasuk <em>e-commerce<\/em>. Saat ini secara frekuensi, transaksi <em>non-digital<\/em> yang dilakukan melalui kantor cabang BCA hanya 2%. Jahja menjelaskan, transaksi digital yang paling sering dilakukan misalnya transfer uang, setoran tunai melalui mesin ATM, termasuk transaksi melalui <em>ecommerce<\/em>.<\/p>\n<p style=\"text-align: justify;\">Selain itu, BCA baru saja meresmikan produk <em>widget keyboard<\/em> yang bernama BCA Keyboardpada \u00a0akhir Februari lalu. Sejak pertama kali kemunculannya, BCA sudah berhasil menjaring sebanyak 4.000 nasabah dengan total calon nasabah yang sudah <em>apply<\/em> sebanyak 12.000.<\/p>\n<p style=\"text-align: justify;\">Sementara itu, di bank besar lainnya, misal BNI, dikabarkan juga mengalami pertumbuhan transaksi belanja <em>e-commerce<\/em> yang signifikan melalui kartu kredit, dengan komposisi transaksi digital sekitar 25%.<\/p>\n<p style=\"text-align: justify;\">Analis Vibiz Research center melihat bahwa perkembangan transaksi digital di Indoensia pastinya akan semakin bertumbuh pesat, baik melalui <em>fintech<\/em>, <em>e-commerce<\/em>, maupun transportasi <em>online<\/em>. Mengacu kepada prediksi McKinsey, pertumbuhan <em>e-commerce<\/em> di Indonesia bakal meningkat delapan kali lipat, dari total pembelanjaan <em>online<\/em> 8 miliar dolar AS (Rp112 triliun) pada 2017, menjadi 65 miliar dolar AS pada 2020.<\/p>\n<p style=\"text-align: justify;\">Itu sebabnya <em>digital banking<\/em> bagi industri perbankan dalam negeri adalah keharusan. Sekalipun dalam periode transisi ini masih banyak, diakui oleh para bankir, transaksi <em>offline<\/em> yang berjalan. Namun demikian, menghadapi disrupsi digital ini, bank harus cepat menyesuaikan diri, sekaligus menangkap peluang yang terbuka di pasar. Kerjasama dengan <em>fintech<\/em>, ketimbang persaingan langsung, dapat dipertimbangkan. Sejumlah bank besar di dunia saat ini cenderung mengakuisisi kelompok <em>startup fintech<\/em> dalam strategi bisnisnya.<\/p>\n<p style=\"text-align: justify;\">\n<pre style=\"text-align: justify;\"><em>Alfred Pakasi\/VBN\/MP Vibiz Consulting\r\n<\/em><em>Editor: Asido<\/em><\/pre>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>(Vibiznews \u2013 Banking) &#8211; Bank Indonesia (BI) beberapa waktu lalu mencatat transaksi pembayaran secara online via digital banking tumbuh sebesar 44,4 persen secara tahunan pada akhir kuartal tahun 2018. Angka ini mengalami kenaikan dibandingkan triwulan III-2018 yang sebesar 41,1 persen. BI menyatakan bahwa kinerja positif uang elektronik dan digital banking tersebut tidak terlepas dari menguatnya [&hellip;]<\/p>\n","protected":false},"author":101011,"featured_media":408681,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[353,3],"tags":[],"class_list":["post-408679","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banking-insurance","category-featured"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Transaksi Digital Masyarakat Meningkat Pesat; di BCA Mendominasi 98% Transaksi - Vibiznews.com<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/vibiznews.com\/index.php\/2019\/03\/28\/transaksi-digital-masyarakt-meningkat-pesat-di-bca-mendominasi-98-transaksi\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Transaksi Digital Masyarakat Meningkat Pesat; di BCA Mendominasi 98% Transaksi - Vibiznews.com\" \/>\n<meta property=\"og:description\" content=\"(Vibiznews \u2013 Banking) &#8211; Bank Indonesia (BI) beberapa waktu lalu mencatat transaksi pembayaran secara online via digital banking tumbuh sebesar 44,4 persen secara tahunan pada akhir kuartal tahun 2018. 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