{"id":415019,"date":"2019-06-21T10:52:12","date_gmt":"2019-06-21T03:52:12","guid":{"rendered":"http:\/\/vibiznews.com\/?p=415019"},"modified":"2019-06-21T10:52:12","modified_gmt":"2019-06-21T03:52:12","slug":"bi-berencana-turunkan-biaya-transfer-antar-bank","status":"publish","type":"post","link":"https:\/\/vibiznews.com\/index.php\/2019\/06\/21\/bi-berencana-turunkan-biaya-transfer-antar-bank\/","title":{"rendered":"BI Berencana Turunkan Biaya Transfer Antar Bank"},"content":{"rendered":"<p style=\"text-align: justify;\">(Vibiznews \u2013 Banking &amp; Insurance) \u2013 Bank Indonesia (BI) berencana menurunkan biaya transfer antarbank dari sebelumnya Rp 6.500\u00a0 menjadi Rp 3.500. Perusahaan\u00a0<em>switching\u00a0<\/em>mulai menghitung dampak penurunan biaya ini.<\/p>\n<p style=\"text-align: justify;\">Dalam rangka mewujudkan platform keuangan bertajuk BI Fast Payment, Bank Indonesia berupaya menurunkan biaya transfer antarbank. Ibu Filianingsih Hendarta, Asisten Gubernur Kepala Departemen Kebijakan Sistem pembayaran BI sebelumnya mengatakan,\u201d BI Fast Payment diharapkan bisa menyediakan layanan\u00a0<em>realtime<\/em>, nonstop dan berbiaya murah.\u201d<\/p>\n<p style=\"text-align: justify;\">Apa komentar dari berbagai pihak terkait hal ini?<\/p>\n<p style=\"text-align: justify;\">Armand Widjaja, CEO PT Alto Network, pengelola jaringan ATM Alto mengatakan : \u201cSaya belum bisa komentar soal ini, karena mesti mempelajari dampaknya dulu.\u201d Namun, \u00a0Armand turut mendukung rencana bank sentral guna meningkatkan sistem keuangan nasional.<\/p>\n<p style=\"text-align: justify;\">Lain halnya dengan pendapat Bayu Hanantasena. Direktur Utama PT Artajasa Pembayaran Elektronis yang merupakan pengelola ATM Bersama tersebut menyatakan, rencana BI tersebut memang pasti akan berdampak pada pendapatan. \u201cNamun hal tersebut akan bergantung terhadap beberapa hal, misalnya seberapa elastisitas trafik, apakah dengan biaya yang diturunkan, akan terjadi kenaikan trafik?\u201d katanya.<\/p>\n<p style=\"text-align: justify;\">Bayu menambahkan, komisi yang didapatkan perusahaan\u00a0<em>switching\u00a0<\/em>atas biaya transfer pada dasarnya paling kecil dibandingkan bank pengirim (pemilik ATM), maupun bank tujuan. Apalagi dari rata-rata perusahaan\u00a0<em>switching\u00a0<\/em>Indonesia telah mengandalkan teknologi Base 24, teknologi yang lebih andal tentunya dengan biaya mahal. Sehingga penurunan biaya transfer akan berdampak terhadap pendapatan Artajasa.<\/p>\n<p style=\"text-align: justify;\">Sementara itu, Rudy Ramli, salah satu pemegang saham Alto menjelaskan, dari Rp 6.500 biaya transfer antarbank, Rp 3.500 diberikan kepada bank pemilik ATM, sementara perusahaan\u00a0<em>switching\u00a0<\/em>dan bank penerima masing-masing mendapatkan Rp 1.500. Dengan perkembangan perbankan digital, menjadikan biaya transfer antarbank dapat lebih murah karena transfer sudah bisa melalui ponsel, mobile banking, internet banking, tidak menggunakan ATM lagi.<\/p>\n<p style=\"text-align: justify;\">\n<p>&nbsp;<\/p>\n<p><em>Belinda Kosasih\/ Partner of Banking Business Services\/Vibiz Consulting <\/em><\/p>\n<p><em>Editor : Asido Situmorang<\/em><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>(Vibiznews \u2013 Banking &amp; Insurance) \u2013 Bank Indonesia (BI) berencana menurunkan biaya transfer antarbank dari sebelumnya Rp 6.500\u00a0 menjadi Rp 3.500. Perusahaan\u00a0switching\u00a0mulai menghitung dampak penurunan biaya ini. Dalam rangka mewujudkan platform keuangan bertajuk BI Fast Payment, Bank Indonesia berupaya menurunkan biaya transfer antarbank. Ibu Filianingsih Hendarta, Asisten Gubernur Kepala Departemen Kebijakan Sistem pembayaran BI sebelumnya [&hellip;]<\/p>\n","protected":false},"author":101013,"featured_media":394109,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[353],"tags":[9223,9225],"class_list":["post-415019","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banking-insurance","tag-bi-berencana-turunkan-biaya-transfer-antar-bank","tag-switching"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>BI Berencana Turunkan Biaya Transfer Antar Bank - Vibiznews.com<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/vibiznews.com\/index.php\/2019\/06\/21\/bi-berencana-turunkan-biaya-transfer-antar-bank\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"BI Berencana Turunkan Biaya Transfer Antar Bank - Vibiznews.com\" \/>\n<meta property=\"og:description\" content=\"(Vibiznews \u2013 Banking &amp; Insurance) \u2013 Bank Indonesia (BI) berencana menurunkan biaya transfer antarbank dari sebelumnya Rp 6.500\u00a0 menjadi Rp 3.500. Perusahaan\u00a0switching\u00a0mulai menghitung dampak penurunan biaya ini. Dalam rangka mewujudkan platform keuangan bertajuk BI Fast Payment, Bank Indonesia berupaya menurunkan biaya transfer antarbank. 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