{"id":415303,"date":"2019-06-26T10:59:21","date_gmt":"2019-06-26T03:59:21","guid":{"rendered":"http:\/\/vibiznews.com\/?p=415303"},"modified":"2019-06-26T10:59:21","modified_gmt":"2019-06-26T03:59:21","slug":"bi-sempurnakan-layanan-sknbi-untuk-tingkatkan-efisiensi-sistim-pembayaran-indonesia","status":"publish","type":"post","link":"https:\/\/vibiznews.com\/index.php\/2019\/06\/26\/bi-sempurnakan-layanan-sknbi-untuk-tingkatkan-efisiensi-sistim-pembayaran-indonesia\/","title":{"rendered":"BI Sempurnakan Layanan SKNBI Untuk Tingkatkan Efisiensi Sistim Pembayaran Indonesia"},"content":{"rendered":"<p style=\"text-align: justify;\">(Vibiznews \u2013 Banking &amp; Insurance) \u2013 Untuk meningkatkan efisiensi sistem pembayaran Indonesia, memberikan layanan, transfer dana yang lebih cepat sejalan dengan kebutuhan masyarakat maka sesuai keputusan Rapat Dewan Gubernur (RDG) Bulanan Bulan April 2019, Bank Indonesia (BI) memperluas kebijakan yang lebih akomodatif untuk mendorong permintaan domestik,\u00a0salah satunya dengan mendorong efisiensi pembayaran ritel melalui perluasan layanan Sistem Kliring Nasional Bank Indonesia (SKNBI), demikian dilansir dari Bank Indonesia<\/p>\n<p style=\"text-align: justify;\">Untuk itu, Bank Indonesia menyempurnakan layanan SKNBI melalui\u00a0Peraturan Bank Indonesia (PBI) No.21\/8\/PBI\/2019\u00a0tentang Perubahan Ketiga atas Peraturan Bank Indonesia Nomor 17\/9\/PBI\/2015 tentang Penyelenggaraan Transfer Dana dan Kliring Berjadwal oleh Bank Indonesia, dan ketentuan teknis dalam\u00a0Peraturan Anggota Dewan Gubernur No.21\/12\/PADG\/2019 tentang Penyelenggaraan Transfer Dana dan Kliring Berjadwal oleh Bank Indonesia.<\/p>\n<p style=\"text-align: justify;\">Penyempurnaan ketentuan selain yang disebutkan di atas juga bertujuan untuk mengakomodasi kebutuhan pengguna, baik individu maupun korporasi, untuk transaksi dengan nilai yang lebih besar. Ketentuan ini mulai berlaku 1 September 2019.<\/p>\n<table>\n<tbody>\n<tr>\n<td width=\"47\">No.<\/td>\n<td width=\"123\">Substansi Kebijakan<\/td>\n<td width=\"150\">Kebijakan Saat Ini<\/td>\n<td width=\"150\">Penyempurnaan Kebijakan<\/td>\n<\/tr>\n<tr>\n<td width=\"47\">1.<\/td>\n<td width=\"123\">Periode Setelmen<\/td>\n<td width=\"150\">1.\u00a0\u00a0\u00a0<strong>5 kali dalam 1 hari untuk Layanan Transfer Dana<\/strong>, yaitu pukul 09.00, 11.00, 13.00, 15.00, dan 16.45.<\/p>\n<p>2.\u00a0\u00a0\u00a0<strong>2 kali dalam 1 hari untuk Layanan Pembayaran Reguler<\/strong>, yaitu pukul 08.00 dan 14.15.<\/p>\n<p>&nbsp;<\/td>\n<td width=\"150\"><strong>9 kali dalam 1 hari untuk Layanan Transfer Dana dan Layanan Pembayaran Reguler<\/strong>, yaitu pukul 08.00, 09.00, 10.00, 11.00, 12.00, 13.00, 14.00, 15.00, 16.45.<\/td>\n<\/tr>\n<tr>\n<td width=\"47\">2.<\/td>\n<td width=\"123\"><em>Service Level Agreement<\/em>(SLA)<\/td>\n<td width=\"150\">1.\u00a0\u00a0\u00a0Penyelesaian Transaksi dilakukan\u00a0<strong>maksimal 2 Jam\u00a0<\/strong>masing-masing di Bank Pengirim dan Bank Penerima<\/td>\n<td width=\"150\">2.\u00a0\u00a0\u00a0Penyelesaian Transaksi dilakukan\u00a0<strong>maksimal 1 Jam\u00a0<\/strong>masing-masing di Bank Pengirim dan Bank Penerima<\/td>\n<\/tr>\n<tr>\n<td width=\"47\">3.<\/td>\n<td width=\"123\"><em>Pricing <\/em>SKNBI yang Dikenakan BI kepada Peserta<\/td>\n<td width=\"150\">1.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Layanan Transfer Dana: Rp 1000,- per\u00a0transaksi<\/p>\n<p>2.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Layanan Kliring Warkat Debit: Rp 1.000,- per DKE<\/p>\n<p>3.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Layanan Pembayaran Reguler:<\/p>\n<p>\u00a7\u00a0\u00a0Rp 1.000,- per DKE<\/p>\n<p>\u00a7\u00a0\u00a0Rp 500,- per rincian transaksi<\/p>\n<p>4.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Layanan Penagihan Reguler:<\/p>\n<p>\u00a7\u00a0\u00a0Rp 1.000,-<\/p>\n<p>\u00a7\u00a0\u00a0Rp 500,- per rincian transaksi<\/p>\n<p>&nbsp;<\/td>\n<td width=\"150\">1.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Layanan Transfer Dana: Rp 600,- per DKE.<\/p>\n<p>2.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Tetap<\/p>\n<p>3.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Tetap<\/p>\n<p>4.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Tetap<\/p>\n<p>&nbsp;<\/td>\n<\/tr>\n<tr>\n<td width=\"47\">4.<\/td>\n<td width=\"123\"><em>Pricing <\/em>SKNBI yang Dikenakan Peserta kepada Nasabah<\/td>\n<td width=\"150\"><strong>Maksimal<\/strong>\u00a0Rp5.000,- untuk\u00a0<strong>semua<\/strong>\u00a0Layanan SKNBI<\/td>\n<td width=\"150\">1.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Layanan Transfer Dana :Maksimal Rp3.500,00<\/p>\n<p>2.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Layanan\u00a0Lainnya (Kliring Warkat Debit,\u00a0Layanan Pembayaran Reguler\u00a0dan\u00a0Layanan Kliring Penagihan Reguler : Tetap(Rp5.000)<\/p>\n<p>&nbsp;<\/td>\n<\/tr>\n<tr>\n<td width=\"47\">5.<\/td>\n<td width=\"123\">Capping Transaksi<\/td>\n<td width=\"150\">Rp 500 juta untuk semua Layanan SKNBI.<\/td>\n<td width=\"150\">1.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Rp 1 miliar untuk Layanan Transfer Danadan Layanan Pembayaran Reguler;<\/p>\n<p>2.\u00a0\u00a0\u00a0Rp 500 juta untuk Layanan Kliring Warkat Debit\u00a0dan Layanan Penagihan Reguler<\/p>\n<p>&nbsp;<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><em>Belinda Kosasih\/ Partner of Banking Business Services\/Vibiz Consulting <\/em><\/p>\n<p><em>Editor : Asido Situmorang<\/em><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>(Vibiznews \u2013 Banking &amp; Insurance) \u2013 Untuk meningkatkan efisiensi sistem pembayaran Indonesia, memberikan layanan, transfer dana yang lebih cepat sejalan dengan kebutuhan masyarakat maka sesuai keputusan Rapat Dewan Gubernur (RDG) Bulanan Bulan April 2019, Bank Indonesia (BI) memperluas kebijakan yang lebih akomodatif untuk mendorong permintaan domestik,\u00a0salah satunya dengan mendorong efisiensi pembayaran ritel melalui perluasan layanan [&hellip;]<\/p>\n","protected":false},"author":101013,"featured_media":394109,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[353],"tags":[9227,9229],"class_list":["post-415303","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banking-insurance","tag-bi-sempurnakan-layanan-sknbi","tag-tingkatkan-efisiensi-sistim-pembayaran"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>BI Sempurnakan Layanan SKNBI Untuk Tingkatkan Efisiensi Sistim Pembayaran Indonesia - 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