{"id":424301,"date":"2019-11-06T20:33:38","date_gmt":"2019-11-06T13:33:38","guid":{"rendered":"https:\/\/www.vibiznews.com\/?p=424301"},"modified":"2019-11-06T20:33:38","modified_gmt":"2019-11-06T13:33:38","slug":"retail-banking-akan-berevolusi-di-bca-transaksi-cabang-tinggal-18","status":"publish","type":"post","link":"https:\/\/vibiznews.com\/index.php\/2019\/11\/06\/retail-banking-akan-berevolusi-di-bca-transaksi-cabang-tinggal-18\/","title":{"rendered":"Retail Banking Akan Berevolusi, di BCA Transaksi Cabang Tinggal 1,8%"},"content":{"rendered":"<p style=\"text-align: justify;\">(Vibiznews \u2013 Banking) \u2013 Dalam event Indonesia Banking Expo 2019 di Jakarta, Rabu ini (6\/11), Presiden Direktur PT Bank Central Asia Tbk (BBCA) Jahja Setiaatmadja mengatakan nasabah BCA sekarang lebih suka bertransaksi melalui <em>mobile banking<\/em> dan <em>internet banking<\/em> ketimbang ke kantor cabang bank.<\/p>\n<p style=\"text-align: justify;\">Disebutkan Jahja Setiaatmadja saat ini transaksi nasabah BCA di cabang tinggal 1,8%, tetapi nilainya mencapai 50% dari transaksi. \u201cSehingga kalau dilihat sepertinya cabang sudah tidak terlalu dibutuhkan. Namun kalau dilihat dari sisi <em>value of transaction<\/em> di cabang 56%, sekarang 50% jadi ternyata Indonesia masih dibutuhkan eksistensi cabang terutama <em>handling<\/em> uang tunai, kliring, cek dan lain-lain,&#8221; ujarnya kepada media.<\/p>\n<p style=\"text-align: justify;\">Terkait perkembangan perbankan digital ini, Jahja menambahkan bahwa ke depan akan terjadi revolusi cara masyarakat bertransaksi dalam bidang ritel (<em>retail banking)<\/em>.<\/p>\n<p style=\"text-align: justify;\">Lalu, apakah eksistensi cabang dan perbankan konvensional akan lenyap? Nampaknya, bila melihat <em>transaction value<\/em> yang masih besar, cabang masih tetap dibutuhkan.<\/p>\n<p style=\"text-align: justify;\">&#8220;Tapi kalau bisnis perbankan, saya yakin bisnis korporasi, komersial, UKM dan konsumer loan KPR dan KKB masih tetap butuh konvensional hanya proses di bank akan sangat cepat. Lalu dengan korporasi ada sistem layanan sendiri dan kalau bisa <em>connect<\/em>, kita bisa layani dengan baik,&#8221; tambah Bos BCA ini kembali.<\/p>\n<p style=\"text-align: justify;\">\n<p style=\"text-align: justify;\">Analis Vibiz Research Center melihat bahwa yang paling terkena dampak digitalisasi di perbankan adalah sektor retail, atau <em>retail banking<\/em>. Berikutnya, harusnya <em>consumer banking<\/em>, dan juga segmen lainnya yang bersifat massal, termasuk <em>mass market business<\/em> yang ada di segmen <em>micro banking<\/em>. Kita tahu bagaimana intervensi <em>fintech<\/em> ke kelompok mikro yang semakin kuat penetrasinya hari ini. Namun, bagaimanapun kehadiran cabang masih dibutuhkan. Walau tentunya dengan jumlah yang semakin berkurang, atau dipangkas. Bukan jamannya lagi perbankan jor-joran buka cabang sana-sini. Pasar hari ini dan masa depan adalah pasar digital.<\/p>\n<p style=\"text-align: justify;\">\n<p style=\"text-align: justify;\"><em>Alfred Pakasi\/VBN\/MP Vibiz Consulting<\/em><\/p>\n<p style=\"text-align: justify;\"><em>Editor: Asido<\/em><\/p>\n<p style=\"text-align: justify;\">\n","protected":false},"excerpt":{"rendered":"<p>(Vibiznews \u2013 Banking) \u2013 Dalam event Indonesia Banking Expo 2019 di Jakarta, Rabu ini (6\/11), Presiden Direktur PT Bank Central Asia Tbk (BBCA) Jahja Setiaatmadja mengatakan nasabah BCA sekarang lebih suka bertransaksi melalui mobile banking dan internet banking ketimbang ke kantor cabang bank. Disebutkan Jahja Setiaatmadja saat ini transaksi nasabah BCA di cabang tinggal 1,8%, [&hellip;]<\/p>\n","protected":false},"author":101011,"featured_media":176685,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[27,353,29,3],"tags":[],"class_list":["post-424301","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-articles-of-the-week","category-banking-insurance","category-economy-business","category-featured"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Retail Banking Akan Berevolusi, di BCA Transaksi Cabang Tinggal 1,8% - Vibiznews.com<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/vibiznews.com\/index.php\/2019\/11\/06\/retail-banking-akan-berevolusi-di-bca-transaksi-cabang-tinggal-18\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Retail Banking Akan Berevolusi, di BCA Transaksi Cabang Tinggal 1,8% - Vibiznews.com\" \/>\n<meta property=\"og:description\" content=\"(Vibiznews \u2013 Banking) \u2013 Dalam event Indonesia Banking Expo 2019 di Jakarta, Rabu ini (6\/11), Presiden Direktur PT Bank Central Asia Tbk (BBCA) Jahja Setiaatmadja mengatakan nasabah BCA sekarang lebih suka bertransaksi melalui mobile banking dan internet banking ketimbang ke kantor cabang bank. 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