{"id":437069,"date":"2020-03-24T12:36:36","date_gmt":"2020-03-24T05:36:36","guid":{"rendered":"https:\/\/www.vibiznews.com\/?p=437069"},"modified":"2020-03-24T15:34:35","modified_gmt":"2020-03-24T08:34:35","slug":"ojk-rilis-faq-untuk-pojk-tentang-stimulus-perekonomian-nasional","status":"publish","type":"post","link":"https:\/\/vibiznews.com\/index.php\/2020\/03\/24\/ojk-rilis-faq-untuk-pojk-tentang-stimulus-perekonomian-nasional\/","title":{"rendered":"OJK Rilis FAQ untuk POJK tentang Stimulus Perekonomian Nasional"},"content":{"rendered":"<p style=\"text-align: justify;\">(Vibiznews \u2013 Banking) \u2013 Sehubungan dengan Peraturan Otoritas Jasa Keuangan Nomor 11\/POJK.03\/2020 tentang Stimulus Perekonomian Nasional sebagai Kebijakan <em>Countercyclical<\/em> Dampak Penyebaran Coronavirus Disease 2019, POJK merilis FAQ (<em>Frequently Asked Questions<\/em>) untuk memperjelas pengertian dan penerapan POJK dimaksud, pada Selasa (24\/3).<\/p>\n<p style=\"text-align: justify;\">OJK menjelaskan latar belakang penerbitan POJK ini, bahwa perkembangan penyebaran <em>coronavirus\u00a0 disease<\/em> 2019\u00a0 (COVID-19)\u00a0 berdampak\u00a0 secara langsung ataupun tidak\u00a0 langsung terhadap kinerja dan\u00a0 kapasitas debitur termasuk debitur\u00a0 UMKM, sehingga berpotensi\u00a0 mengganggu kinerja perbankan dan\u00a0 stabilitas sistem keuangan yang\u00a0 dapat memengaruhi\u00a0 pertumbuhan ekonomi.\u00a0 Oleh karena itu, untuk mendorong\u00a0\u00a0 optimalisasi fungsi intermediasi perbankan, menjaga stabilitas sistem keuangan, dan mendukung pertumbuhan ekonomi\u00a0 diperlukan kebijakan stimulus perekonomian sebagai countercyclical dampak penyebaran COVID-19.<\/p>\n<p style=\"text-align: justify;\">Kemudian, mengenai kriteria debitur yang mendapatkan perlakuan khusus dalam POJK ini, OJK menyebutkan adalah\u00a0 debitur (termasuk debitur UMKM) yang\u00a0 mengalami kesulitan untuk\u00a0 memenuhi\u00a0 kewajiban pada Bank karena debitur\u00a0 atau usaha debitur terdampak dari penyebaran COVID-19 baik secara langsung\u00a0 ataupun\u00a0\u00a0 tidak\u00a0\u00a0 langsung\u00a0 pada sektor\u00a0 ekonomi\u00a0 antara\u00a0 lain pariwisata, transportasi, perhotelan, perdagangan, pengolahan, pertanian, dan pertambangan, demikian penjelasan resmi OJK, Selasa ini (24\/3).<\/p>\n<p style=\"text-align: justify;\">Selanjutnya, OJK juga menjelaskan apakah dimungkinkan debitur dengan sektor ekonomi selain pariwisata, transportasi, perhotelan, perdagangan, pengolahan, pertanian, dan pertambangan, mendapatkan perlakuan khusus sesuai POJK ini? Jawabannya adalah perlakuan khusus dalam\u00a0 POJK \u00a0ini\u00a0 dapat diterapkan Bank kepada\u00a0 debitur tersebut, sepanjang\u00a0 berdasarkan <em>self-assessment<\/em> Bank\u00a0 debitur dimaksud terkena dampak COVID-19.<\/p>\n<p style=\"text-align: justify;\">Oleh karena itu, menurut OJK, Bank harus memiliki pedoman yang paling sedikit menjelaskan kriteria debitur yang ditetapkan terkena dampak COVID-19 serta sektor yang terdampak.<\/p>\n<p style=\"text-align: justify;\">Analis Vibiz Research Center melihat rilis FAQ POJK ini untuk memperjelas penerapan POJK Stimulus terakhir, sehingga diharapkan perbankan memiliki pandangan dan interpretasi yang sama atas POJK ini. Nampaknya OJK di sini juga memberikan ruang bagi Bank untuk melakukan <em>self-assessment<\/em> terhadap kriteria debitur yang terkena dampak Covid-19 ini. Diharapkan juga ini akan berdampak positif bagi dunia usaha yang untuk sementara waktu akan tertekan bisnis dan prospeknya oleh penyebaran Covid-19. Perbankan dan dunia usaha tentunya berharap bersama bahwa \u2018badai pasti berlalu\u2019.<\/p>\n<p style=\"text-align: justify;\"><em>\u00a0<\/em><\/p>\n<p style=\"text-align: justify;\"><em>Alfred Pakasi\/VBN\/MP Vibiz Consulting<\/em><\/p>\n<p style=\"text-align: justify;\"><em>Editor: Asido<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>(Vibiznews \u2013 Banking) \u2013 Sehubungan dengan Peraturan Otoritas Jasa Keuangan Nomor 11\/POJK.03\/2020 tentang Stimulus Perekonomian Nasional sebagai Kebijakan Countercyclical Dampak Penyebaran Coronavirus Disease 2019, POJK merilis FAQ (Frequently Asked Questions) untuk memperjelas pengertian dan penerapan POJK dimaksud, pada Selasa (24\/3). OJK menjelaskan latar belakang penerbitan POJK ini, bahwa perkembangan penyebaran coronavirus\u00a0 disease 2019\u00a0 (COVID-19)\u00a0 berdampak\u00a0 [&hellip;]<\/p>\n","protected":false},"author":101011,"featured_media":437105,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[27,353,29,3],"tags":[],"class_list":["post-437069","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-articles-of-the-week","category-banking-insurance","category-economy-business","category-featured"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>OJK Rilis FAQ untuk POJK tentang Stimulus Perekonomian Nasional - Vibiznews.com<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/vibiznews.com\/index.php\/2020\/03\/24\/ojk-rilis-faq-untuk-pojk-tentang-stimulus-perekonomian-nasional\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"OJK Rilis FAQ untuk POJK tentang Stimulus Perekonomian Nasional - Vibiznews.com\" \/>\n<meta property=\"og:description\" content=\"(Vibiznews \u2013 Banking) \u2013 Sehubungan dengan Peraturan Otoritas Jasa Keuangan Nomor 11\/POJK.03\/2020 tentang Stimulus Perekonomian Nasional sebagai Kebijakan Countercyclical Dampak Penyebaran Coronavirus Disease 2019, POJK merilis FAQ (Frequently Asked Questions) untuk memperjelas pengertian dan penerapan POJK dimaksud, pada Selasa (24\/3). OJK menjelaskan latar belakang penerbitan POJK ini, bahwa perkembangan penyebaran coronavirus\u00a0 disease 2019\u00a0 (COVID-19)\u00a0 berdampak\u00a0 [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/vibiznews.com\/index.php\/2020\/03\/24\/ojk-rilis-faq-untuk-pojk-tentang-stimulus-perekonomian-nasional\/\" \/>\n<meta property=\"og:site_name\" content=\"Vibiznews.com\" \/>\n<meta property=\"article:published_time\" content=\"2020-03-24T05:36:36+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2020-03-24T08:34:35+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/vibiznews.com\/wp-content\/uploads\/2020\/03\/OJK-1.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"720\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Alfred Pakasi\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Alfred Pakasi\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/vibiznews.com\/index.php\/2020\/03\/24\/ojk-rilis-faq-untuk-pojk-tentang-stimulus-perekonomian-nasional\/\",\"url\":\"https:\/\/vibiznews.com\/index.php\/2020\/03\/24\/ojk-rilis-faq-untuk-pojk-tentang-stimulus-perekonomian-nasional\/\",\"name\":\"OJK Rilis FAQ untuk POJK tentang Stimulus Perekonomian Nasional - Vibiznews.com\",\"isPartOf\":{\"@id\":\"https:\/\/vibiznews.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/vibiznews.com\/index.php\/2020\/03\/24\/ojk-rilis-faq-untuk-pojk-tentang-stimulus-perekonomian-nasional\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/vibiznews.com\/index.php\/2020\/03\/24\/ojk-rilis-faq-untuk-pojk-tentang-stimulus-perekonomian-nasional\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/vibiznews.com\/wp-content\/uploads\/2020\/03\/OJK-1.jpeg\",\"datePublished\":\"2020-03-24T05:36:36+00:00\",\"dateModified\":\"2020-03-24T08:34:35+00:00\",\"author\":{\"@id\":\"https:\/\/vibiznews.com\/#\/schema\/person\/4119de7dc5602d73054dba34b06d8fd1\"},\"breadcrumb\":{\"@id\":\"https:\/\/vibiznews.com\/index.php\/2020\/03\/24\/ojk-rilis-faq-untuk-pojk-tentang-stimulus-perekonomian-nasional\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/vibiznews.com\/index.php\/2020\/03\/24\/ojk-rilis-faq-untuk-pojk-tentang-stimulus-perekonomian-nasional\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/vibiznews.com\/index.php\/2020\/03\/24\/ojk-rilis-faq-untuk-pojk-tentang-stimulus-perekonomian-nasional\/#primaryimage\",\"url\":\"https:\/\/vibiznews.com\/wp-content\/uploads\/2020\/03\/OJK-1.jpeg\",\"contentUrl\":\"https:\/\/vibiznews.com\/wp-content\/uploads\/2020\/03\/OJK-1.jpeg\",\"width\":1280,\"height\":720,\"caption\":\"Vibizmedia Picture\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/vibiznews.com\/index.php\/2020\/03\/24\/ojk-rilis-faq-untuk-pojk-tentang-stimulus-perekonomian-nasional\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/vibiznews.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"OJK Rilis FAQ untuk POJK tentang Stimulus Perekonomian Nasional\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/vibiznews.com\/#website\",\"url\":\"https:\/\/vibiznews.com\/\",\"name\":\"Vibiznews.com\",\"description\":\"Berita Bisnis | Berita Komoditi | Berita Saham\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/vibiznews.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/vibiznews.com\/#\/schema\/person\/4119de7dc5602d73054dba34b06d8fd1\",\"name\":\"Alfred Pakasi\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/vibiznews.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/bdb73850e7abfcbd46a9e4776116b51f?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/bdb73850e7abfcbd46a9e4776116b51f?s=96&d=mm&r=g\",\"caption\":\"Alfred Pakasi\"},\"description\":\"Alfred is the Managing Partner of Vibiz Consulting. 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