{"id":437601,"date":"2020-03-28T21:37:48","date_gmt":"2020-03-28T14:37:48","guid":{"rendered":"https:\/\/www.vibiznews.com\/?p=437601"},"modified":"2020-03-30T15:05:42","modified_gmt":"2020-03-30T08:05:42","slug":"ojk-update-cara-pengajuan-keringanan-kredit-dan-pinjaman-tidak-perlu-datang","status":"publish","type":"post","link":"https:\/\/vibiznews.com\/index.php\/2020\/03\/28\/ojk-update-cara-pengajuan-keringanan-kredit-dan-pinjaman-tidak-perlu-datang\/","title":{"rendered":"OJK Update: Cara Pengajuan Keringanan Kredit dan Pinjaman; Tidak Perlu Datang"},"content":{"rendered":"<p style=\"text-align: justify;\">(Vibiznews \u2013 Banking &amp; Economy) \u2013 Menyikapi berbagai pertanyaan masyarakat terkait keringanan kredit bank dan pinjaman <em>leasing<\/em> khususnya bagi debitur atau nasabah yang terdampak dengan wabah Covid-19, Otoritas Jasa Keuangan (OJK) merilis OJK Update mengenai tata cara pengajuan keringanan kredit bank dan pinjaman leasing tersebut.<\/p>\n<p>Lihat:\u00a0<a href=\"https:\/\/www.vibiznews.com\/2020\/03\/27\/ojk-menilai-stabilitas-sektor-jasa-keuangan-tetap-terjaga-di-tengah-wabah-virus-corona\/\" target=\"_blank\" rel=\"noopener noreferrer\">OJK Menilai Stabilitas Sektor Jasa Keuangan Tetap Terjaga, di Tengah Wabah Virus Corona<\/a><\/p>\n<p style=\"text-align: justify;\">\u201c<strong>Pertama<\/strong>, debitur tidak perlu datang ke bank atau perusahaan pembiayaan (<em>leasing<\/em>). Tunggu dan ikuti pengumuman yang akan disampaikan bank\/<em>leasing<\/em> melalui <em>website<\/em> dan atau <em>call center<\/em> resmi,\u201d demikian disampaikan Juru Bicara OJK, Sekar Putih Djarot, kepada media, Sabtu malam (28\/3).<\/p>\n<p style=\"text-align: justify;\"><strong>Kedua<\/strong>, prioritas Debitur yang mendapat keringanan adalah memenuhi persyaratan minimal sebagai berikut:<\/p>\n<ol style=\"text-align: justify;\">\n<li>Debitur terkena dampak Covid-19 dengan nilai kredit\/<em>leasing<\/em> di bawah Rp10 Milyar untuk antara lain pekerja informal, berpenghasilan harian, usaha mikro dan usaha kecil (Kredit UMKM dan KUR).<\/li>\n<li>Keringanan dapat diberikan dalam periode waktu maksimum 1 tahun dalam bentuk penyesuaian pembayaran cicilan pokok\/bunga, perpanjangan waktu atau hal lain yang ditetapkan oleh bank\/<em>leasing<\/em>.<\/li>\n<li>Mengajukan kepada bank\/<em>leasing<\/em> dengan menyampaikan permohonan melalui saluran komunikasi bank\/<em>leasing<\/em>.<\/li>\n<li>Jika dilakukan secara kolektif misalkan melalui perusahaan, maka direksi wajib memvalidasi data yang diberikan kepada bank\/<em>leasing<\/em>.<\/li>\n<\/ol>\n<p style=\"text-align: justify;\">\u201c<strong>Ketiga<\/strong>, bagi debitur yang tidak termasuk angka 2 tersebut di atas, bank\/<em>leasing<\/em> memiliki kebijakan keringanan kredit\/<em>leasing<\/em>, sehingga Debitur dapat berkontak langsung melalui sarana komunikasi yang selama ini digunakan dan tetap <strong>tidak perlu hadir\/tatap muka<\/strong>,\u201d ditegaskan oleh Jubir OJK.<\/p>\n<p>Lihat:\u00a0<a href=\"https:\/\/www.vibiznews.com\/2020\/03\/26\/ojk-menjelaskan-kebijakan-restrukturisasi-kredit-pembiayaan-terkait-dampak-covid-19\/\" target=\"_blank\" rel=\"noopener noreferrer\">OJK Menjelaskan Kebijakan Restrukturisasi Kredit\/Pembiayaan terkait Dampak Covid-19<\/a><\/p>\n<p style=\"text-align: justify;\"><strong>Keempat<\/strong>, Debitur agar selalu mengikuti informasi resmi dari bank\/<em>leasing<\/em>, tidak mudah percaya dengan informasi yang bersifat <em>hoax<\/em>, termasuk melaporkan kepada bank\/<em>leasing<\/em> jika ada pihak <em>debt collector<\/em> yang melakukan teror\/tidak sesuai ketentuan. Dapat juga dilaporkan ke OJK telepon 157, WA 081 157 157 157 atau email konsumen@ojk.go.id dengan menyebutkan nama, perusahaan bank\/<em>leasing<\/em>, dan masalah yang dihadapi.<\/p>\n<p style=\"text-align: justify;\">\u201cDan <strong>kelima<\/strong>, keringanan kredit\/<em>leasing<\/em> ini dilakukan dengan penuh tanggungjawab oleh para pihak baik debitur dan bank\/leasing,\u201d tutup Juru Bicara OJK, Sekar Putih Djarot.<\/p>\n<p>Lihat:\u00a0<a href=\"https:\/\/www.vibiznews.com\/2020\/03\/23\/ojk-dan-sro-jaga-keberlangsungan-layanan-pasar-modal\/\" target=\"_blank\" rel=\"noopener noreferrer\">OJK dan SRO Jaga Keberlangsungan Layanan Pasar Modal<\/a><\/p>\n<p style=\"text-align: justify;\"><em>Alfred Pakasi\/VBN\/MP Vibiz Consulting<\/em><\/p>\n<p style=\"text-align: justify;\"><em>Editor: Asido<\/em><\/p>\n<p style=\"text-align: justify;\">\n","protected":false},"excerpt":{"rendered":"<p>(Vibiznews \u2013 Banking &amp; Economy) \u2013 Menyikapi berbagai pertanyaan masyarakat terkait keringanan kredit bank dan pinjaman leasing khususnya bagi debitur atau nasabah yang terdampak dengan wabah Covid-19, Otoritas Jasa Keuangan (OJK) merilis OJK Update mengenai tata cara pengajuan keringanan kredit bank dan pinjaman leasing tersebut. Lihat:\u00a0OJK Menilai Stabilitas Sektor Jasa Keuangan Tetap Terjaga, di Tengah [&hellip;]<\/p>\n","protected":false},"author":101011,"featured_media":437103,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[27,353,29,3],"tags":[],"class_list":["post-437601","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-articles-of-the-week","category-banking-insurance","category-economy-business","category-featured"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>OJK Update: Cara Pengajuan Keringanan Kredit dan Pinjaman; Tidak Perlu Datang - Vibiznews.com<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/vibiznews.com\/index.php\/2020\/03\/28\/ojk-update-cara-pengajuan-keringanan-kredit-dan-pinjaman-tidak-perlu-datang\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"OJK Update: Cara Pengajuan Keringanan Kredit dan Pinjaman; Tidak Perlu Datang - Vibiznews.com\" \/>\n<meta property=\"og:description\" content=\"(Vibiznews \u2013 Banking &amp; Economy) \u2013 Menyikapi berbagai pertanyaan masyarakat terkait keringanan kredit bank dan pinjaman leasing khususnya bagi debitur atau nasabah yang terdampak dengan wabah Covid-19, Otoritas Jasa Keuangan (OJK) merilis OJK Update mengenai tata cara pengajuan keringanan kredit bank dan pinjaman leasing tersebut. 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