{"id":447957,"date":"2020-07-15T17:50:52","date_gmt":"2020-07-15T10:50:52","guid":{"rendered":"https:\/\/www.vibiznews.com\/?p=447957"},"modified":"2020-07-15T17:50:52","modified_gmt":"2020-07-15T10:50:52","slug":"survei-perbankan-tw-ii-pertumbuhan-kredit-2020-diprakirakan-melemah-ke-25-yoy","status":"publish","type":"post","link":"https:\/\/vibiznews.com\/index.php\/2020\/07\/15\/survei-perbankan-tw-ii-pertumbuhan-kredit-2020-diprakirakan-melemah-ke-25-yoy\/","title":{"rendered":"Survei Perbankan Tw II: Pertumbuhan Kredit 2020 Diprakirakan Melemah ke 2,5% (yoy)"},"content":{"rendered":"<p style=\"text-align: justify;\">(Vibiznews \u2013 Banking) &#8211; Survei Perbankan Bank Indonesia (BI) terbaru mengindikasikan pertumbuhan triwulanan kredit baru pada triwulan II-2020 menurun dari periode sebelumnya, tercermin dari saldo bersih tertimbang (SBT) permintaan kredit baru pada triwulan II-2020 sebesar -33.9%, lebih rendah dibandingkan 23,7% pada triwulan sebelumnya dan 78,3% pada triwulan II-2019.<\/p>\n<p style=\"text-align: justify;\">\u201cBerdasarkan jenis penggunaan, penurunan pertumbuhan kredit baru terjadi pada seluruh jenis kredit, dengan penurunan terbesar pada jenis kredit investasi. Pada triwulan III-2020 pertumbuhan kredit baru diprakirakan meningkat, meski tidak setinggi periode yang sama pada tahun sebelumnya,\u201d demikian rilis dari Departemen Komunikasi Bank Indonesia kepada media, Rabu (15\/7).<\/p>\n<figure id=\"attachment_447961\" aria-describedby=\"caption-attachment-447961\" style=\"width: 860px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-447961 size-full\" src=\"https:\/\/www.vibiznews.com\/wp-content\/uploads\/2020\/07\/Kredit-Tw-II-2020.png\" alt=\"\" width=\"860\" height=\"264\" srcset=\"https:\/\/vibiznews.com\/wp-content\/uploads\/2020\/07\/Kredit-Tw-II-2020.png 860w, https:\/\/vibiznews.com\/wp-content\/uploads\/2020\/07\/Kredit-Tw-II-2020-600x184.png 600w, https:\/\/vibiznews.com\/wp-content\/uploads\/2020\/07\/Kredit-Tw-II-2020-300x92.png 300w, https:\/\/vibiznews.com\/wp-content\/uploads\/2020\/07\/Kredit-Tw-II-2020-768x236.png 768w, https:\/\/vibiznews.com\/wp-content\/uploads\/2020\/07\/Kredit-Tw-II-2020-696x214.png 696w\" sizes=\"auto, (max-width: 860px) 100vw, 860px\" \/><figcaption id=\"caption-attachment-447961\" class=\"wp-caption-text\">Sumber: BI, 15-7-2020<\/figcaption><\/figure>\n<p style=\"text-align: justify;\">\n<p style=\"text-align: justify;\">Kebijakan penyaluran kredit pada triwulan III-2020 diprakirakan lebih longgar, terindikasi dari Indeks Lending Standard (ILS) sebesar 3,9%, lebih rendah dibandingkan 34,4% pada triwulan sebelumnya. Pelonggaran standar penyaluran kredit akan dilakukan pada seluruh jenis kredit, dengan aspek kebijakan penyaluran kredit yang akan diperlonggar yaitu plafon kredit, agunan, dan jangka waktu kredit.<\/p>\n<p style=\"text-align: justify;\">Hasil survei mengindikasikan pertumbuhan kredit yang melambat untuk keseluruhan tahun 2020. Responden memprakirakan pertumbuhan kredit pada 2020 sebesar 2,5% (yoy), lebih rendah dibandingkan realisasi kredit pada 2019 sebesar 6,1% dan prakiraan pada survei periode sebelumnya sebesar 5,5%.<\/p>\n<p style=\"text-align: justify;\">\n<p style=\"text-align: justify;\">Analis Vibiz Research Center melihat pelambatan pertumbuhan kredit baru pada triwulan II 2020 dipengaruhi dampak lanjutan wabah virus corona yang telah menekan aktivitas dunia usaha secara signifikan. Untuk triwulan berikutnya, pelonggaran lanjutan kebijakan kredit memang harus diambil sebagai bagian dari bentuk relaksasi pemberian kredit untuk mengatasi dampak dari Covid-19. Kita berharap wabah pandemic ini segera berlalu agar aktivitas dunia usaha dan pemberian kredit perbankan kembali normal.<\/p>\n<p style=\"text-align: justify;\"><em>\u00a0<\/em><\/p>\n<p style=\"text-align: justify;\"><em>Alfred Pakasi\/VBN\/MP Vibiz Consulting<\/em><\/p>\n<p style=\"text-align: justify;\"><em>Editor: Asido<\/em><\/p>\n<p style=\"text-align: justify;\">\n","protected":false},"excerpt":{"rendered":"<p>(Vibiznews \u2013 Banking) &#8211; Survei Perbankan Bank Indonesia (BI) terbaru mengindikasikan pertumbuhan triwulanan kredit baru pada triwulan II-2020 menurun dari periode sebelumnya, tercermin dari saldo bersih tertimbang (SBT) permintaan kredit baru pada triwulan II-2020 sebesar -33.9%, lebih rendah dibandingkan 23,7% pada triwulan sebelumnya dan 78,3% pada triwulan II-2019. \u201cBerdasarkan jenis penggunaan, penurunan pertumbuhan kredit baru [&hellip;]<\/p>\n","protected":false},"author":101011,"featured_media":445963,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[27,353,3],"tags":[],"class_list":["post-447957","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-articles-of-the-week","category-banking-insurance","category-featured"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Survei Perbankan Tw II: Pertumbuhan Kredit 2020 Diprakirakan Melemah ke 2,5% (yoy) - Vibiznews.com<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/vibiznews.com\/index.php\/2020\/07\/15\/survei-perbankan-tw-ii-pertumbuhan-kredit-2020-diprakirakan-melemah-ke-25-yoy\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Survei Perbankan Tw II: Pertumbuhan Kredit 2020 Diprakirakan Melemah ke 2,5% (yoy) - Vibiznews.com\" \/>\n<meta property=\"og:description\" content=\"(Vibiznews \u2013 Banking) &#8211; Survei Perbankan Bank Indonesia (BI) terbaru mengindikasikan pertumbuhan triwulanan kredit baru pada triwulan II-2020 menurun dari periode sebelumnya, tercermin dari saldo bersih tertimbang (SBT) permintaan kredit baru pada triwulan II-2020 sebesar -33.9%, lebih rendah dibandingkan 23,7% pada triwulan sebelumnya dan 78,3% pada triwulan II-2019. \u201cBerdasarkan jenis penggunaan, penurunan pertumbuhan kredit baru [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/vibiznews.com\/index.php\/2020\/07\/15\/survei-perbankan-tw-ii-pertumbuhan-kredit-2020-diprakirakan-melemah-ke-25-yoy\/\" \/>\n<meta property=\"og:site_name\" content=\"Vibiznews.com\" \/>\n<meta property=\"article:published_time\" content=\"2020-07-15T10:50:52+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/vibiznews.com\/wp-content\/uploads\/2020\/06\/Buildings-banks-2.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"800\" \/>\n\t<meta property=\"og:image:height\" content=\"532\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Alfred Pakasi\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Alfred Pakasi\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/vibiznews.com\/index.php\/2020\/07\/15\/survei-perbankan-tw-ii-pertumbuhan-kredit-2020-diprakirakan-melemah-ke-25-yoy\/\",\"url\":\"https:\/\/vibiznews.com\/index.php\/2020\/07\/15\/survei-perbankan-tw-ii-pertumbuhan-kredit-2020-diprakirakan-melemah-ke-25-yoy\/\",\"name\":\"Survei Perbankan Tw II: Pertumbuhan Kredit 2020 Diprakirakan Melemah ke 2,5% (yoy) - Vibiznews.com\",\"isPartOf\":{\"@id\":\"https:\/\/vibiznews.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/vibiznews.com\/index.php\/2020\/07\/15\/survei-perbankan-tw-ii-pertumbuhan-kredit-2020-diprakirakan-melemah-ke-25-yoy\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/vibiznews.com\/index.php\/2020\/07\/15\/survei-perbankan-tw-ii-pertumbuhan-kredit-2020-diprakirakan-melemah-ke-25-yoy\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/vibiznews.com\/wp-content\/uploads\/2020\/06\/Buildings-banks-2.jpg\",\"datePublished\":\"2020-07-15T10:50:52+00:00\",\"dateModified\":\"2020-07-15T10:50:52+00:00\",\"author\":{\"@id\":\"https:\/\/vibiznews.com\/#\/schema\/person\/4119de7dc5602d73054dba34b06d8fd1\"},\"breadcrumb\":{\"@id\":\"https:\/\/vibiznews.com\/index.php\/2020\/07\/15\/survei-perbankan-tw-ii-pertumbuhan-kredit-2020-diprakirakan-melemah-ke-25-yoy\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/vibiznews.com\/index.php\/2020\/07\/15\/survei-perbankan-tw-ii-pertumbuhan-kredit-2020-diprakirakan-melemah-ke-25-yoy\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/vibiznews.com\/index.php\/2020\/07\/15\/survei-perbankan-tw-ii-pertumbuhan-kredit-2020-diprakirakan-melemah-ke-25-yoy\/#primaryimage\",\"url\":\"https:\/\/vibiznews.com\/wp-content\/uploads\/2020\/06\/Buildings-banks-2.jpg\",\"contentUrl\":\"https:\/\/vibiznews.com\/wp-content\/uploads\/2020\/06\/Buildings-banks-2.jpg\",\"width\":800,\"height\":532,\"caption\":\"Vibizmedia Photo\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/vibiznews.com\/index.php\/2020\/07\/15\/survei-perbankan-tw-ii-pertumbuhan-kredit-2020-diprakirakan-melemah-ke-25-yoy\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/vibiznews.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Survei Perbankan Tw II: Pertumbuhan Kredit 2020 Diprakirakan Melemah ke 2,5% (yoy)\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/vibiznews.com\/#website\",\"url\":\"https:\/\/vibiznews.com\/\",\"name\":\"Vibiznews.com\",\"description\":\"Berita Bisnis | Berita Komoditi | Berita Saham\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/vibiznews.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/vibiznews.com\/#\/schema\/person\/4119de7dc5602d73054dba34b06d8fd1\",\"name\":\"Alfred Pakasi\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/vibiznews.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/bdb73850e7abfcbd46a9e4776116b51f?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/bdb73850e7abfcbd46a9e4776116b51f?s=96&d=mm&r=g\",\"caption\":\"Alfred Pakasi\"},\"description\":\"Alfred is the Managing Partner of Vibiz Consulting. 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