{"id":476733,"date":"2021-03-22T15:08:49","date_gmt":"2021-03-22T08:08:49","guid":{"rendered":"https:\/\/www.vibiznews.com\/?p=476733"},"modified":"2021-03-22T15:08:49","modified_gmt":"2021-03-22T08:08:49","slug":"asesmen-transmisi-suku-bunga-kebijakan-kepada-sbdk-maret-2021-penurunan-sbdk-masih-terbatas","status":"publish","type":"post","link":"https:\/\/vibiznews.com\/index.php\/2021\/03\/22\/asesmen-transmisi-suku-bunga-kebijakan-kepada-sbdk-maret-2021-penurunan-sbdk-masih-terbatas\/","title":{"rendered":"Asesmen Transmisi Suku Bunga Kebijakan kepada SBDK Maret 2021: Penurunan SBDK Masih Terbatas"},"content":{"rendered":"

(Vibiznews \u2013 Banking) – Penurunan Suku Bunga Kebijakan Bank Indonesia telah direspons perbankan dengan penurunan Suku Bunga Dasar Kredit (SBDK) yang masih terbatas dan penurunan suku bunga deposito\u00a01 bulan\u00a0yang lebih agresif sehingga terjadi pelebaran\u00a0spread.<\/em><\/p>\n

Pada Januari 2020 sampai Januari 2021, suku bunga BI7DRR turun sebesar 125 bps (yoy), sementara SBDK hanya turun sebesar 78 bps (yoy). Hal itu menyebabkan\u00a0spread<\/em>\u00a0SBDK terhadap BI7DRR melebar dari 5,82% pada Januari 2020 menjadi 6,28% pada Januari 2021.\u00a0 Di sisi lain, suku bunga deposito 1 bulan turun sebesar 189 bps (yoy), sehingga\u00a0spread<\/em>\u00a0antara SBDK dan suku bunga deposito 1 bulan mengalami kenaikan dari 4,86% menjadi 5,97%, demikian rilis dari Departemen Komunikasi Bank Indonesia kepada media, Senin (22\/3).<\/p>\n

SBDK bank BUMN diperkirakan akan menurun sejalan dengan telah diumumkannya penurunan SBDK bank-bank BUMN.\u00a0Pada posisi Januari 2021, SBDK Bank BUMN masih tertinggi (10,80%) dibandingkan dengan kelompok bank lainnya. Namun demikian, SBDK bank-bank BUMN diperkirakan akan menurun pada bulan Maret 2021. Percepatan penurunan SBDK kelompok bank BUMN yang telah diumumkan diharapkan juga diikuti oleh kelompok bank lain.<\/p>\n

\"\"
Sumber: BI, 22-3-2021<\/figcaption><\/figure>\n

\n

Publikasi \u201cAsesmen Transmisi Suku Bunga Kebijakan Kepada Suku Bunga Dasar Kredit Perbankan” merupakan tindak lanjut dari Keputusan Rapat Dewan Gubernur Bulan Februari 2021.\u00a0<\/strong>Tujuan dari publikasi dimaksud adalah untuk mendukung percepatan transmisi kebijakan moneter dan makroprudensial Bank Indonesia serta memperluas diseminasi informasi kepada konsumen, baik korporasi maupun individu, guna meningkatkan tata kelola, disiplin pasar dan kompetisi di pasar kredit perbankan.<\/p>\n

\n

\n

Alfred Pakasi\/VBN\/MP Vibiz Consulting<\/em><\/p>\n

Editor: Asido<\/em><\/p>\n

\n

\n","protected":false},"excerpt":{"rendered":"

(Vibiznews \u2013 Banking) – Penurunan Suku Bunga Kebijakan Bank Indonesia telah direspons perbankan dengan penurunan Suku Bunga Dasar Kredit (SBDK) yang masih terbatas dan penurunan suku bunga deposito\u00a01 bulan\u00a0yang lebih agresif sehingga terjadi pelebaran\u00a0spread. Pada Januari 2020 sampai Januari 2021, suku bunga BI7DRR turun sebesar 125 bps (yoy), sementara SBDK hanya turun sebesar 78 bps […]<\/p>\n","protected":false},"author":101011,"featured_media":465721,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[27,353,3],"tags":[],"class_list":["post-476733","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-articles-of-the-week","category-banking-insurance","category-featured"],"yoast_head":"\nAsesmen Transmisi Suku Bunga Kebijakan kepada SBDK Maret 2021: Penurunan SBDK Masih Terbatas - Vibiznews.com<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/vibiznews.com\/index.php\/2021\/03\/22\/asesmen-transmisi-suku-bunga-kebijakan-kepada-sbdk-maret-2021-penurunan-sbdk-masih-terbatas\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Asesmen Transmisi Suku Bunga Kebijakan kepada SBDK Maret 2021: Penurunan SBDK Masih Terbatas - Vibiznews.com\" \/>\n<meta property=\"og:description\" content=\"(Vibiznews \u2013 Banking) – Penurunan Suku Bunga Kebijakan Bank Indonesia telah direspons perbankan dengan penurunan Suku Bunga Dasar Kredit (SBDK) yang masih terbatas dan penurunan suku bunga deposito\u00a01 bulan\u00a0yang lebih agresif sehingga terjadi pelebaran\u00a0spread. Pada Januari 2020 sampai Januari 2021, suku bunga BI7DRR turun sebesar 125 bps (yoy), sementara SBDK hanya turun sebesar 78 bps […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/vibiznews.com\/index.php\/2021\/03\/22\/asesmen-transmisi-suku-bunga-kebijakan-kepada-sbdk-maret-2021-penurunan-sbdk-masih-terbatas\/\" \/>\n<meta property=\"og:site_name\" content=\"Vibiznews.com\" \/>\n<meta property=\"article:published_time\" content=\"2021-03-22T08:08:49+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/vibiznews.com\/wp-content\/uploads\/2020\/12\/Bank-lobby-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"960\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Alfred Pakasi\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Alfred Pakasi\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/vibiznews.com\/index.php\/2021\/03\/22\/asesmen-transmisi-suku-bunga-kebijakan-kepada-sbdk-maret-2021-penurunan-sbdk-masih-terbatas\/\",\"url\":\"https:\/\/vibiznews.com\/index.php\/2021\/03\/22\/asesmen-transmisi-suku-bunga-kebijakan-kepada-sbdk-maret-2021-penurunan-sbdk-masih-terbatas\/\",\"name\":\"Asesmen Transmisi Suku Bunga Kebijakan kepada SBDK Maret 2021: Penurunan SBDK Masih Terbatas - Vibiznews.com\",\"isPartOf\":{\"@id\":\"https:\/\/vibiznews.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/vibiznews.com\/index.php\/2021\/03\/22\/asesmen-transmisi-suku-bunga-kebijakan-kepada-sbdk-maret-2021-penurunan-sbdk-masih-terbatas\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/vibiznews.com\/index.php\/2021\/03\/22\/asesmen-transmisi-suku-bunga-kebijakan-kepada-sbdk-maret-2021-penurunan-sbdk-masih-terbatas\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/vibiznews.com\/wp-content\/uploads\/2020\/12\/Bank-lobby-1.jpg\",\"datePublished\":\"2021-03-22T08:08:49+00:00\",\"dateModified\":\"2021-03-22T08:08:49+00:00\",\"author\":{\"@id\":\"https:\/\/vibiznews.com\/#\/schema\/person\/4119de7dc5602d73054dba34b06d8fd1\"},\"breadcrumb\":{\"@id\":\"https:\/\/vibiznews.com\/index.php\/2021\/03\/22\/asesmen-transmisi-suku-bunga-kebijakan-kepada-sbdk-maret-2021-penurunan-sbdk-masih-terbatas\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/vibiznews.com\/index.php\/2021\/03\/22\/asesmen-transmisi-suku-bunga-kebijakan-kepada-sbdk-maret-2021-penurunan-sbdk-masih-terbatas\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/vibiznews.com\/index.php\/2021\/03\/22\/asesmen-transmisi-suku-bunga-kebijakan-kepada-sbdk-maret-2021-penurunan-sbdk-masih-terbatas\/#primaryimage\",\"url\":\"https:\/\/vibiznews.com\/wp-content\/uploads\/2020\/12\/Bank-lobby-1.jpg\",\"contentUrl\":\"https:\/\/vibiznews.com\/wp-content\/uploads\/2020\/12\/Bank-lobby-1.jpg\",\"width\":1280,\"height\":960,\"caption\":\"Vibizmedia Photo\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/vibiznews.com\/index.php\/2021\/03\/22\/asesmen-transmisi-suku-bunga-kebijakan-kepada-sbdk-maret-2021-penurunan-sbdk-masih-terbatas\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/vibiznews.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Asesmen Transmisi Suku Bunga Kebijakan kepada SBDK Maret 2021: Penurunan SBDK Masih Terbatas\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/vibiznews.com\/#website\",\"url\":\"https:\/\/vibiznews.com\/\",\"name\":\"Vibiznews.com\",\"description\":\"Berita Bisnis | Berita Komoditi | Berita Saham\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/vibiznews.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/vibiznews.com\/#\/schema\/person\/4119de7dc5602d73054dba34b06d8fd1\",\"name\":\"Alfred Pakasi\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/vibiznews.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/bdb73850e7abfcbd46a9e4776116b51f?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/bdb73850e7abfcbd46a9e4776116b51f?s=96&d=mm&r=g\",\"caption\":\"Alfred Pakasi\"},\"description\":\"Alfred is the Managing Partner of Vibiz Consulting. Active consultant and writer in the field of banking, economics, investment and property. He is also known as a dynamic facilitator.\",\"url\":\"https:\/\/vibiznews.com\/index.php\/author\/alfred-pakasi\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Asesmen Transmisi Suku Bunga Kebijakan kepada SBDK Maret 2021: Penurunan SBDK Masih Terbatas - Vibiznews.com","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/vibiznews.com\/index.php\/2021\/03\/22\/asesmen-transmisi-suku-bunga-kebijakan-kepada-sbdk-maret-2021-penurunan-sbdk-masih-terbatas\/","og_locale":"en_US","og_type":"article","og_title":"Asesmen Transmisi Suku Bunga Kebijakan kepada SBDK Maret 2021: Penurunan SBDK Masih Terbatas - Vibiznews.com","og_description":"(Vibiznews \u2013 Banking) – Penurunan Suku Bunga Kebijakan Bank Indonesia telah direspons perbankan dengan penurunan Suku Bunga Dasar Kredit (SBDK) yang masih terbatas dan penurunan suku bunga deposito\u00a01 bulan\u00a0yang lebih agresif sehingga terjadi pelebaran\u00a0spread. Pada Januari 2020 sampai Januari 2021, suku bunga BI7DRR turun sebesar 125 bps (yoy), sementara SBDK hanya turun sebesar 78 bps […]","og_url":"https:\/\/vibiznews.com\/index.php\/2021\/03\/22\/asesmen-transmisi-suku-bunga-kebijakan-kepada-sbdk-maret-2021-penurunan-sbdk-masih-terbatas\/","og_site_name":"Vibiznews.com","article_published_time":"2021-03-22T08:08:49+00:00","og_image":[{"width":1280,"height":960,"url":"https:\/\/vibiznews.com\/wp-content\/uploads\/2020\/12\/Bank-lobby-1.jpg","type":"image\/jpeg"}],"author":"Alfred Pakasi","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Alfred Pakasi","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/vibiznews.com\/index.php\/2021\/03\/22\/asesmen-transmisi-suku-bunga-kebijakan-kepada-sbdk-maret-2021-penurunan-sbdk-masih-terbatas\/","url":"https:\/\/vibiznews.com\/index.php\/2021\/03\/22\/asesmen-transmisi-suku-bunga-kebijakan-kepada-sbdk-maret-2021-penurunan-sbdk-masih-terbatas\/","name":"Asesmen Transmisi Suku Bunga Kebijakan kepada SBDK Maret 2021: Penurunan SBDK Masih Terbatas - Vibiznews.com","isPartOf":{"@id":"https:\/\/vibiznews.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/vibiznews.com\/index.php\/2021\/03\/22\/asesmen-transmisi-suku-bunga-kebijakan-kepada-sbdk-maret-2021-penurunan-sbdk-masih-terbatas\/#primaryimage"},"image":{"@id":"https:\/\/vibiznews.com\/index.php\/2021\/03\/22\/asesmen-transmisi-suku-bunga-kebijakan-kepada-sbdk-maret-2021-penurunan-sbdk-masih-terbatas\/#primaryimage"},"thumbnailUrl":"https:\/\/vibiznews.com\/wp-content\/uploads\/2020\/12\/Bank-lobby-1.jpg","datePublished":"2021-03-22T08:08:49+00:00","dateModified":"2021-03-22T08:08:49+00:00","author":{"@id":"https:\/\/vibiznews.com\/#\/schema\/person\/4119de7dc5602d73054dba34b06d8fd1"},"breadcrumb":{"@id":"https:\/\/vibiznews.com\/index.php\/2021\/03\/22\/asesmen-transmisi-suku-bunga-kebijakan-kepada-sbdk-maret-2021-penurunan-sbdk-masih-terbatas\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/vibiznews.com\/index.php\/2021\/03\/22\/asesmen-transmisi-suku-bunga-kebijakan-kepada-sbdk-maret-2021-penurunan-sbdk-masih-terbatas\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/vibiznews.com\/index.php\/2021\/03\/22\/asesmen-transmisi-suku-bunga-kebijakan-kepada-sbdk-maret-2021-penurunan-sbdk-masih-terbatas\/#primaryimage","url":"https:\/\/vibiznews.com\/wp-content\/uploads\/2020\/12\/Bank-lobby-1.jpg","contentUrl":"https:\/\/vibiznews.com\/wp-content\/uploads\/2020\/12\/Bank-lobby-1.jpg","width":1280,"height":960,"caption":"Vibizmedia Photo"},{"@type":"BreadcrumbList","@id":"https:\/\/vibiznews.com\/index.php\/2021\/03\/22\/asesmen-transmisi-suku-bunga-kebijakan-kepada-sbdk-maret-2021-penurunan-sbdk-masih-terbatas\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/vibiznews.com\/"},{"@type":"ListItem","position":2,"name":"Asesmen Transmisi Suku Bunga Kebijakan kepada SBDK Maret 2021: Penurunan SBDK Masih Terbatas"}]},{"@type":"WebSite","@id":"https:\/\/vibiznews.com\/#website","url":"https:\/\/vibiznews.com\/","name":"Vibiznews.com","description":"Berita Bisnis | Berita Komoditi | Berita Saham","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/vibiznews.com\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/vibiznews.com\/#\/schema\/person\/4119de7dc5602d73054dba34b06d8fd1","name":"Alfred Pakasi","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/vibiznews.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/bdb73850e7abfcbd46a9e4776116b51f?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/bdb73850e7abfcbd46a9e4776116b51f?s=96&d=mm&r=g","caption":"Alfred Pakasi"},"description":"Alfred is the Managing Partner of Vibiz Consulting. Active consultant and writer in the field of banking, economics, investment and property. He is also known as a dynamic facilitator.","url":"https:\/\/vibiznews.com\/index.php\/author\/alfred-pakasi\/"}]}},"_links":{"self":[{"href":"https:\/\/vibiznews.com\/index.php\/wp-json\/wp\/v2\/posts\/476733","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/vibiznews.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/vibiznews.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/vibiznews.com\/index.php\/wp-json\/wp\/v2\/users\/101011"}],"replies":[{"embeddable":true,"href":"https:\/\/vibiznews.com\/index.php\/wp-json\/wp\/v2\/comments?post=476733"}],"version-history":[{"count":1,"href":"https:\/\/vibiznews.com\/index.php\/wp-json\/wp\/v2\/posts\/476733\/revisions"}],"predecessor-version":[{"id":476737,"href":"https:\/\/vibiznews.com\/index.php\/wp-json\/wp\/v2\/posts\/476733\/revisions\/476737"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/vibiznews.com\/index.php\/wp-json\/wp\/v2\/media\/465721"}],"wp:attachment":[{"href":"https:\/\/vibiznews.com\/index.php\/wp-json\/wp\/v2\/media?parent=476733"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/vibiznews.com\/index.php\/wp-json\/wp\/v2\/categories?post=476733"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/vibiznews.com\/index.php\/wp-json\/wp\/v2\/tags?post=476733"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}