{"id":497843,"date":"2021-09-02T12:10:42","date_gmt":"2021-09-02T05:10:42","guid":{"rendered":"https:\/\/www.vibiznews.com\/?p=497843"},"modified":"2021-09-02T12:13:35","modified_gmt":"2021-09-02T05:13:35","slug":"bank-indonesia-terbitkan-ketentuan-rasio-pembiayaan-inklusif-makroprudensial","status":"publish","type":"post","link":"https:\/\/vibiznews.com\/index.php\/2021\/09\/02\/bank-indonesia-terbitkan-ketentuan-rasio-pembiayaan-inklusif-makroprudensial\/","title":{"rendered":"Bank Indonesia Terbitkan Ketentuan Rasio Pembiayaan Inklusif Makroprudensial"},"content":{"rendered":"<p style=\"text-align: justify;\">(Vibiznews \u2013 Banking &amp; Insurance) \u2013 Bank Indonesia (BI) baru saja menerbitkan Peraturan Bank Indonesia (PBI) Nomor 23\/13\/PBI\/2021 tentang Rasio Pembiayaan Inklusif Makroprudensial (RPIM) bagi Bank Umum Konvensional, Bank Umum Syariah, dan Unit Usaha Syariah yang berlaku efektif pada 31 Agustus 2021.<\/p>\n<p style=\"text-align: justify;\">PBI ini diterbitkan sebagai salah satu upaya Bank Indonesia meningkatkan inklusi ekonomi dan membuka akses keuangan serta memperkuat peran UMKM dalam pemulihan ekonomi nasional. Kebijakan ini memberikan opsi yang lebih luas bagi Perbankan untuk berpartisipasi dalam pembiayaan UMKM, perorangan berpenghasilan rendah (PBR) dan pembiayaan yang bersifat inklusif lainnya.<\/p>\n<p style=\"text-align: justify;\">Adapun substansi pengaturan dalam PBI ini antara lain meliputi:<br \/>\n1. Penjelasan mengenai RPIM oleh Bank beserta cakupannya.<br \/>\n2. Kewajiban pemenuhan RPIM yang dilakukan secara bertahap yaitu paling sedikit sebesar 20% (dua puluh persen) pada 2022, 25% (dua puluh lima persen) pada 2023, dan 30% (tiga puluh persen) pada 2024.<br \/>\n3. Tata cara perhitungan RPIM.<br \/>\n4. Pelaporan, publikasi, pengawasan,evaluasi dan bantuan teknis<br \/>\n5. Penghargaan dan sanksi<\/p>\n<p style=\"text-align: justify;\">Dengan berlakunya PBI ini, maka PBI Nomor 14\/22\/PBI\/2012 tentang Pemberian Kredit atau Pembiayaan oleh Bank Umum dan Bantuan Teknis dalam rangka Pengembangan Usaha Mikro, Kecil, dan Menengah sebagaimana telah diubah dengan Peraturan Bank Indonesia Nomor 17\/12\/PBI\/2015 dicabut dan dinyatakan tidak berlaku, demikian dilansir dari Bank Indonesia.<\/p>\n<p>&nbsp;<\/p>\n<p><em>Belinda Kosasih\/ Partner of Banking Business Services\/Vibiz Consulting<\/em><br \/>\n<em>Editor : Asido Situmorang<\/em><\/p>\n<p>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>(Vibiznews \u2013 Banking &amp; Insurance) \u2013 Bank Indonesia (BI) baru saja menerbitkan Peraturan Bank Indonesia (PBI) Nomor 23\/13\/PBI\/2021 tentang Rasio Pembiayaan Inklusif Makroprudensial (RPIM) bagi Bank Umum Konvensional, Bank Umum Syariah, dan Unit Usaha Syariah yang berlaku efektif pada 31 Agustus 2021. PBI ini diterbitkan sebagai salah satu upaya Bank Indonesia meningkatkan inklusi ekonomi dan [&hellip;]<\/p>\n","protected":false},"author":101013,"featured_media":432727,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[353],"tags":[11655],"class_list":["post-497843","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banking-insurance","tag-rasio-pembiayaan-inklusif-makroprudensial"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Bank Indonesia Terbitkan Ketentuan Rasio Pembiayaan Inklusif Makroprudensial - Vibiznews.com<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/vibiznews.com\/index.php\/2021\/09\/02\/bank-indonesia-terbitkan-ketentuan-rasio-pembiayaan-inklusif-makroprudensial\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Bank Indonesia Terbitkan Ketentuan Rasio Pembiayaan Inklusif Makroprudensial - Vibiznews.com\" \/>\n<meta property=\"og:description\" content=\"(Vibiznews \u2013 Banking &amp; Insurance) \u2013 Bank Indonesia (BI) baru saja menerbitkan Peraturan Bank Indonesia (PBI) Nomor 23\/13\/PBI\/2021 tentang Rasio Pembiayaan Inklusif Makroprudensial (RPIM) bagi Bank Umum Konvensional, Bank Umum Syariah, dan Unit Usaha Syariah yang berlaku efektif pada 31 Agustus 2021. 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