{"id":504801,"date":"2021-11-17T17:59:30","date_gmt":"2021-11-17T10:59:30","guid":{"rendered":"https:\/\/www.vibiznews.com\/?p=504801"},"modified":"2021-11-17T17:59:30","modified_gmt":"2021-11-17T10:59:30","slug":"aturan-bi-fast-terbit-untuk-memfasilitasi-pembayaran-ritel-yang-dapat-diakses-setiap-saat","status":"publish","type":"post","link":"https:\/\/vibiznews.com\/index.php\/2021\/11\/17\/aturan-bi-fast-terbit-untuk-memfasilitasi-pembayaran-ritel-yang-dapat-diakses-setiap-saat\/","title":{"rendered":"Aturan BI-FAST Terbit Untuk Memfasilitasi Pembayaran Ritel Yang Dapat Diakses Setiap Saat"},"content":{"rendered":"<p>(Vibiznews \u2013 Banking &amp; Insurance) \u2013 Bank Indonesia (BI) telah menerbitkan ketentuan penyelenggaraan BI-FAST sebagai pedoman bagi para calon peserta maupun peserta BI-FAST melalui PADG No. 23\/25\/PADG\/2021 tentang Penyelenggaraan Bank Indonesia-Fast payment (BI-FAST) yang efektif berlaku sejak 12 November 2021.<\/p>\n<p>\u201cPenerbitan ketentuan ini merupakan salah satu bentuk dukungan kesiapan dalam implementasi BI-FAST,\u201d kata Kepala Departemen Komunikasi BI Erwin Haryono dalam keterangan resminya, Rabu (17\/11). BI-FAST adalah infrastruktur sistem pembayaran BI untuk memfasilitasi pembayaran ritel sepanjang waktu (24\/7) dan seketika (real time). Peserta BI-FAST yang dimaksud adalah bank maupun Lembaga Selain Bank (LSB) dan pihak lainnya, sepanjang memenuhi kriteria yang telah ditetapkan.<\/p>\n<p>Adapun hal-hal yang diatur di dalam ketentuan penyelenggaraan BI-FAST antara lain yaitu<br \/>\n1. Persyaratan peserta:<\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>Peserta harus memiliki kontribusi siginifikan dalam ekonomi dan keuangan digital sesuai dengan parameter yang ditetapkan serta mendukung kebijakan BI di bidang moneter, makroprudensial, dan sistem pembayaran.<\/li>\n<li>Peserta penyelenggara <em>BI-Fast<\/em> dalam aturan tersebut wajib memenuhi syarat memiliki modal inti lebih dari Rp 6 triliun untuk bank dan modal disetor minimal Rp 100 miliar untuk lembaga non bank.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>2. Layanan yang dapat diproses melalui <em>BI-FAST<\/em> terdiri atas layanan i<em>ndividual credit transfer (ICT)<\/em> dan layanan lain yang ditetapkan penyelenggaran.<br \/>\nLayanan ICT memproses perintah transfer dana yang berasal dari nasabah peserta pengirim ke nasabah peserta penerima. Pemrosesan transaksinya dilakukan melalui pemrosesan perintah validasi nasabah penerima dan pemrosesan <em>Credit Transfer Request (CTR).<\/em><\/p>\n<p>3. Prinsip setelmen dana untuk masing-masing layanan pada <em>BI-Fast<\/em> adalah dilakukan oleh penyelenggara berdasarkan hasil perhitungan <em>gross<\/em>, setelmen dana bersifat final dan tidak dapat dibatalkan, dan dilakukan berdasarkan prinsip <em>same day settlement.<\/em><\/p>\n<p>4. Pihak yang dapat menjadi Peserta yaitu: Bank Indonesia, bank, Lembaga selain bank dan pihak lain yang ditetapkan oleh penyelenggara.<\/p>\n<p>BI sebagai penyelanggaran <em>BI-Fast<\/em> akan menetapkan batas nilai nominal transaksi dan biaya. Sementara pelaksana harus menginformasikan biaya transaksi kepada nasabah secara transparan.<\/p>\n<p>&nbsp;<\/p>\n<p><em>Belinda Kosasih\/ Partner of Banking Business Services\/Vibiz Consulting<\/em><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>(Vibiznews \u2013 Banking &amp; Insurance) \u2013 Bank Indonesia (BI) telah menerbitkan ketentuan penyelenggaraan BI-FAST sebagai pedoman bagi para calon peserta maupun peserta BI-FAST melalui PADG No. 23\/25\/PADG\/2021 tentang Penyelenggaraan Bank Indonesia-Fast payment (BI-FAST) yang efektif berlaku sejak 12 November 2021. \u201cPenerbitan ketentuan ini merupakan salah satu bentuk dukungan kesiapan dalam implementasi BI-FAST,\u201d kata Kepala Departemen [&hellip;]<\/p>\n","protected":false},"author":101013,"featured_media":320625,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[353],"tags":[11229,12099,12097,12095],"class_list":["post-504801","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banking-insurance","tag-bi-fast","tag-ctr","tag-ict","tag-padg-no-23-25-padg-2021"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.9 - 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