{"id":512881,"date":"2022-02-03T18:57:09","date_gmt":"2022-02-03T11:57:09","guid":{"rendered":"https:\/\/www.vibiznews.com\/?p=512881"},"modified":"2022-02-03T18:57:09","modified_gmt":"2022-02-03T11:57:09","slug":"digitalisasi-tingkatkan-produktivitas-ekonomi","status":"publish","type":"post","link":"https:\/\/vibiznews.com\/index.php\/2022\/02\/03\/digitalisasi-tingkatkan-produktivitas-ekonomi\/","title":{"rendered":"Digitalisasi Tingkatkan Produktivitas Ekonomi"},"content":{"rendered":"<p>(Vibiznews \u2013 Banking &amp; Insurance) \u2013 Digitalisasi telah melahirkan berbagai peluang baru yang dapat dimanfaatkan untuk meningkatkan inklusi keuangan bagi UMKM. Tersedianya akses dan layanan keuangan yang mudah dijangkau oleh UMKM menjadi salah satu faktor penting dalam meningkatkan produktivitas dan ketahanan UMKM terhadap guncangan ekonomi. Demikian disampaikan Deputi Gubernur BI, Doni P. Joewono, dalam <em>International Seminar on Digital Financial Inclusion<\/em> yang menjadi <em>side event<\/em> dari <em>1st G20 Global Partnership for Financial Inclusion (GPFI)<\/em>, pada hari ini (2\/2), secara virtual.<\/p>\n<p>Seminar ini menghadirkan narasumber dari sisi regulator yaitu OJK dan lembaga internasional yaitu <em>World Bank<\/em> dan <em>Better Than Cash Alliance (BTCA)<\/em> serta pelaku industri yaitu <em>GoTo<\/em> dari Indonesia dan <em>Avanti Finance<\/em> dari India. Diskusi dalam seminar telah mempertemukan pandangan dari pihak regulator maupun industri terhadap isu dan kendala yang muncul dalam rangka akselerasi inklusi keuangan digital untuk mendorong inklusi ekonomi.<\/p>\n<p>Inklusi keuangan digital menjadi salah satu agenda prioritas Presidensi G20 Indonesia pada tahun 2022. Dengan memanfaatkan digitalisasi, inklusi keuangan dapat didorong untuk meningkatkan produktivitas dan inklusivitas ekonomi yang berkesinambungan khususnya pada kelompok UMKM termasuk UMKM yang dimiliki oleh perempuan dan kaum muda.<\/p>\n<p>Lebih lanjut Doni P. Joewono menyampaikan faktor kemajuan teknologi, digitalisasi produk dan layanan keuangan, serta aktivitas bisnis online dapat mendukung UMKM dalam mempertahankan pendapatan dan bisnis di tengah pandemi Covid-19. UMKM di Indonesia telah mampu beradaptasi dengan cepat dan beralih ke bisnis berbasis digital. Survei Bank Indonesia pada tahun 2021 mengungkapkan bahwa 20% UMKM Indonesia mampu memitigasi dampak pandemi dengan melakukan digitalisasi bisnis\/usaha serta memanfaatkan media pemasaran online. Data sisi penawaran menunjukkan, adopsi transaksi nontunai seperti kartu debit dan uang elektronik mengalami peningkatan pesat antara lain tercermin melalui nominal transaksi QRIS Desember 2021 yang mencapai Rp27,7 triliun (atau meningkat 237% per tahun).<\/p>\n<p>Mengemuka dalam diskusi seminar mengenai pentingnya untuk memelihara keseimbangan antara mendorong inovasi layanan keuangan digital untuk meningkatkan inklusi keuangan dan mengelola risiko yang mungkin muncul. Keseimbangan antara inovasi dan mitigasi risiko ini sejalan dengan dua dari sepuluh prinsip yang digariskan pada <em>G20 High Level Principles<\/em> tentang Inklusi Keuangan Digital, yang diluncurkan pada tahun 2016.<\/p>\n<p>Agenda Presidensi G20 Indonesia terkait inklusi keuangan pada tahun 2022 akan berfokus pada Digital Financial Inclusion dan SME Finance, yang berdasarkan pada Financial Inclusion Action Plan (FIAP) G20 2020 dan mendukung tema Presidensi G20 Indonesia \u201cRecover Together, Recover Stronger&#8221;. Agenda pengembangan UMKM menjadi salah satu isu utama dengan fokus pada pemanfaatan digitalisasi untuk meningkatkan produktivitas, stabilitas, dan inklusivitas ekonomi bagi UMKM khususnya UMKM yang dimiliki perempuan, dan kaum muda.<\/p>\n<p>Seminar internasional ini dihadiri oleh masyarakat internasional maupun domestik yang merupakan perwakilan Kementerian\/Lembaga, regulator, akademisi, organisasi internasional, asosiasi, dan masyarakat umum.<\/p>\n<p><em>Belinda Kosasih\/ Partner of Banking Business Services\/Vibiz Consulting<\/em><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>(Vibiznews \u2013 Banking &amp; Insurance) \u2013 Digitalisasi telah melahirkan berbagai peluang baru yang dapat dimanfaatkan untuk meningkatkan inklusi keuangan bagi UMKM. Tersedianya akses dan layanan keuangan yang mudah dijangkau oleh UMKM menjadi salah satu faktor penting dalam meningkatkan produktivitas dan ketahanan UMKM terhadap guncangan ekonomi. Demikian disampaikan Deputi Gubernur BI, Doni P. Joewono, dalam International [&hellip;]<\/p>\n","protected":false},"author":101013,"featured_media":512885,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[353,183],"tags":[12537,12535,12539,9377],"class_list":["post-512881","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banking-insurance","category-technology","tag-digitalisasi","tag-financial-inclusion","tag-g20-high-level-principles","tag-qris"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Digitalisasi Tingkatkan Produktivitas Ekonomi - Vibiznews.com<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/vibiznews.com\/index.php\/2022\/02\/03\/digitalisasi-tingkatkan-produktivitas-ekonomi\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Digitalisasi Tingkatkan Produktivitas Ekonomi - Vibiznews.com\" \/>\n<meta property=\"og:description\" content=\"(Vibiznews \u2013 Banking &amp; Insurance) \u2013 Digitalisasi telah melahirkan berbagai peluang baru yang dapat dimanfaatkan untuk meningkatkan inklusi keuangan bagi UMKM. 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