{"id":513607,"date":"2022-02-08T12:04:48","date_gmt":"2022-02-08T05:04:48","guid":{"rendered":"https:\/\/www.vibiznews.com\/?p=513607"},"modified":"2022-02-09T09:08:01","modified_gmt":"2022-02-09T02:08:01","slug":"mitigasi-risiko-investasi-securities-crowdfunding-dengan-pemanfaatan-data-kredit","status":"publish","type":"post","link":"https:\/\/vibiznews.com\/index.php\/2022\/02\/08\/mitigasi-risiko-investasi-securities-crowdfunding-dengan-pemanfaatan-data-kredit\/","title":{"rendered":"Mitigasi Risiko Investasi Securities Crowdfunding Dengan Pemanfaatan Data Kredit"},"content":{"rendered":"<p>(Vibiznews &#8211; IDX) Penawaran efek melalui urun dana berbasis teknologi informasi (<em>securities crowdfunding<\/em>) menjadi salah satu solusi bagi UMKM dan <em>startup <\/em>dalam memperoleh sumber pendanaan alternatif melalui pasar modal. Investor pun memiliki tambahan instrumen investasi guna mengoptimalkan potensi <em>return <\/em>dengan risiko terukur. Pemanfaatan data kredit historis dalam ekosistem urun dana memperkuat mitigasi risiko bagi investor karena profil penerbit efek sudah dapat diketahui sejak awal dan lebih pasti. Hal itu yang melatarbelakangi kerjasama antara PEFINDO Biro Kredit dan Asosiasi Layanan Urun Dana Indonesia (ALUDI) dalam mengoptimalkan pemanfaatan informasi perkreditan yang diresmikan Jakarta pada tanggal 8 Februari 2022.<\/p>\n<p>\u201cKami mendukung pengembangan industri pasar modal dalam pembiayaan UMKM dan <em>startup <\/em>guna memenuhi kebutuhan pendanaan yang selama ini mengandalkan perbankan atau <em>venture capital<\/em>\u201d ungkap Yohanes Arts Abimanyu, Direktur Utama PEFINDO Biro Kredit IdScore disela-sela acara tersebut.<\/p>\n<p>Dukungan itu diwujudkan dalam bentuk penyediaan akses informasi perkreditan bagi penyelenggara <em>securities crowdfunding <\/em>anggota ALUDI guna mencek latarbelakang penerbit melalui verifikasi <em>credit score <\/em>dan mendalami laporan kredit historis sebelum penawaran dilakukan. \u201cReputasi kredit para penerbit perlu diketahui secara lebih pasti guna meningkakan keyakinan investor dalam mengambil keputusan Investasi\u201d tambah Abimanyu.<\/p>\n<p>Lebih lanjut Abimanyu menambahkan bahwa produk informasi perkreditan yang diakses secara digital sangat cocok dengan sifat investasi <em>securities crowdfunding <\/em>yang juga sama-sama memanfaatkan platform teknologi informasi dalam prosesnya dimana sebagian besar basis investornya berasal dari kalangan milenial.<\/p>\n<p>Pada kerjasama tersebut, IdScore memberikan program khusus bagi anggota ALUDI yang akan bergabung, serta akan memberikan sosialisasi mengenai layanan dan manfaat informasi perkreditan sebagai bagian dari ekosistem urun dana serta aspek mitigasi risiko. Kerjasama tersebut diharapkan dapat memperkuat ekosistem industri layanan urun dana dari sisi pengelolaan risiko.<\/p>\n<p>\u201cKami berharap kedepannya <em>securities crowdfunding <\/em>dapat menjadi salah satu alternatif investasi yang menjanjikan dengan risiko terukur serta dapat menarik minat investor pasar modal. Para penerbit efek dari kalangan UMKM dan <em>startup <\/em>juga berpeluang memperbesar skala usahanya dan berkesempatan <em>listing <\/em>di Bursa Efek Indonesia dengan ditunjang reputasi keuangan yang baik\u201d demikian Abimanyu menutup keterangannya.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>(Vibiznews &#8211; IDX) Penawaran efek melalui urun dana berbasis teknologi informasi (securities crowdfunding) menjadi salah satu solusi bagi UMKM dan startup dalam memperoleh sumber pendanaan alternatif melalui pasar modal. Investor pun memiliki tambahan instrumen investasi guna mengoptimalkan potensi return dengan risiko terukur. Pemanfaatan data kredit historis dalam ekosistem urun dana memperkuat mitigasi risiko bagi investor [&hellip;]<\/p>\n","protected":false},"author":101047,"featured_media":513609,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[9965,19,9959],"tags":[12587,12585],"class_list":["post-513607","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-idx","category-idx-stock","category-news-idx-stock","tag-aludi","tag-idscore"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Mitigasi Risiko Investasi Securities Crowdfunding Dengan Pemanfaatan Data Kredit - Vibiznews.com<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/vibiznews.com\/index.php\/2022\/02\/08\/mitigasi-risiko-investasi-securities-crowdfunding-dengan-pemanfaatan-data-kredit\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Mitigasi Risiko Investasi Securities Crowdfunding Dengan Pemanfaatan Data Kredit - Vibiznews.com\" \/>\n<meta property=\"og:description\" content=\"(Vibiznews &#8211; IDX) Penawaran efek melalui urun dana berbasis teknologi informasi (securities crowdfunding) menjadi salah satu solusi bagi UMKM dan startup dalam memperoleh sumber pendanaan alternatif melalui pasar modal. 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