{"id":539937,"date":"2023-01-18T16:42:04","date_gmt":"2023-01-18T09:42:04","guid":{"rendered":"https:\/\/www.vibiznews.com\/?p=539937"},"modified":"2023-01-18T16:49:03","modified_gmt":"2023-01-18T09:49:03","slug":"survei-permintaan-dan-penawaran-pembiayaan-perbankan-desember-2022-penyaluran-kredit-perbankan-terindikasi-meningkat","status":"publish","type":"post","link":"https:\/\/vibiznews.com\/index.php\/2023\/01\/18\/survei-permintaan-dan-penawaran-pembiayaan-perbankan-desember-2022-penyaluran-kredit-perbankan-terindikasi-meningkat\/","title":{"rendered":"Survei Permintaan dan Penawaran Pembiayaan Perbankan Desember 2022: Penyaluran Kredit Perbankan Terindikasi Meningkat"},"content":{"rendered":"<h5 style=\"text-align: justify;\">(Vibiznews \u2013 Banking &amp; Insurance) \u2013 Bank Indonesia merilis survei data penyaluran kredit baru perbankan, yang terindikasi meningkat pada Desember 2022 dibandingkan bulan sebelumnya. Hal ini tercermin dari Saldo Bersih Tertimbang (SBT) penyaluran kredit baru sebesar 77,7%. Yang lebih tinggi secara signifikan dari SBT pada bulan sebelumnya sebesar 58,6%.<\/h5>\n<p style=\"text-align: justify;\">\u201cFaktor utama yang memengaruhi perkiraan penyaluran kredit baru tersebut yaitu permintaan pembiayaan dari nasabah. Prospek kondisi moneter dan ekonomi ke depan, serta tingkat persaingan usaha dari bank lain, \u201cdemikian rilis dari Kepala Departemen Komunikasi Bank Indonesia, Erwin Haryono kepada media, Selasa (17\/1).<\/p>\n<p style=\"text-align: justify;\">Permintaan pembiayaan korporasi pada Desember 2022 juga terindikasi meningkat. Hal tersebut tercermin dari SBT pembiayaan korporasi sebesar 21,5%, lebih tinggi dari SBT November 2022 sebesar 13,2%. Mayoritas sumber pembiayaan terutama bersumber dari dana sendiri, diikuti oleh pinjaman\/utang dari perusahaan induk. Demikian juga pemanfaatan fasilitas kelonggaran tarik, dan penambahan kredit baru ke perbankan dalam negeri.<\/p>\n<p style=\"text-align: justify;\">Di sisi rumah tangga, permintaan pembiayaan baru juga terindikasi tumbuh positif pada Desember 2022. Mayoritas rumah tangga mengajukan jenis pembiayaan berupa Kredit Multi Guna dan memilih bank umum sebagai sumber utama penambahan pembiayaan. Adapun sumber pembiayaan lainnya yang menjadi preferensi rumah tangga untuk memenuhi kebutuhan pembiayaan antara lain koperasi dan leasing.<\/p>\n<p><em>Belinda Kosasih\/ Partner of Banking Business Services\/Vibiz Consulting<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>(Vibiznews \u2013 Banking &amp; Insurance) \u2013 Bank Indonesia merilis survei data penyaluran kredit baru perbankan, yang terindikasi meningkat pada Desember 2022 dibandingkan bulan sebelumnya. Hal ini tercermin dari Saldo Bersih Tertimbang (SBT) penyaluran kredit baru sebesar 77,7%. Yang lebih tinggi secara signifikan dari SBT pada bulan sebelumnya sebesar 58,6%. \u201cFaktor utama yang memengaruhi perkiraan penyaluran [&hellip;]<\/p>\n","protected":false},"author":101013,"featured_media":324191,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[353],"tags":[13197],"class_list":["post-539937","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banking-insurance","tag-penyaluran-kredit-baru-meningkat"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Survei Permintaan dan Penawaran Pembiayaan Perbankan Desember 2022: Penyaluran Kredit Perbankan Terindikasi Meningkat - 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