{"id":560674,"date":"2024-01-18T18:02:36","date_gmt":"2024-01-18T11:02:36","guid":{"rendered":"https:\/\/www.vibiznews.com\/?p=560674"},"modified":"2024-01-18T18:02:36","modified_gmt":"2024-01-18T11:02:36","slug":"kinerja-transaksi-ekonomi-dan-keuangan-digital-tetap-kuat-di-2024","status":"publish","type":"post","link":"https:\/\/vibiznews.com\/index.php\/2024\/01\/18\/kinerja-transaksi-ekonomi-dan-keuangan-digital-tetap-kuat-di-2024\/","title":{"rendered":"Kinerja Transaksi Ekonomi dan Keuangan Digital Tetap Kuat di 2024"},"content":{"rendered":"<p style=\"text-align: justify;\">(Vibiznews \u2013 Banking &amp; Insurance) \u2013 Dalam Rapat Dewan Gubernur Bank Indonesia (RDG-BI), Perry Warjiyo, Gubernur BI mengatakan bahwa pertumbuhan ekonomi 2023 diprakirakan dalam kisaran 4,5-5,3%. Hal ini didorong oleh konsumsi dan investasi.<\/p>\n<h5 style=\"text-align: justify;\">Pertumbuhan ekonomi yang baik ini ditunjang salah satunya dari kinerja transaksi ekonomi dan keuangan digital yang kuat. Dan tentunya didukung oleh sistem pembayaran yang aman, lancar, dan andal.<\/h5>\n<p style=\"text-align: justify;\">Berdasarkan data BI, pada tahun 2023, nilai transaksi digital banking tercatat Rp58.478,24 triliun atau tumbuh sebesar 13,48% (yoy). Dan diproyeksikan meningkat 9,11% (yoy) hingga mencapai Rp63.803,77 triliun pada tahun 2024.<\/p>\n<p style=\"text-align: justify;\">Sementara nilai transaksi Uang Elektronik (UE) meningkat 43,45% (yoy) sehingga mencapai Rp835,84 triliun. Dan diproyeksikan meningkat 25,77% (yoy) hingga mencapai Rp1.051,24 triliun pada tahun 2024.<\/p>\n<p style=\"text-align: justify;\">Nominal transaksi QRIS tercatat tumbuh 130,01% (yoy) dan mencapai Rp229,96 triliun. Dengan jumlah pengguna 45,78 juta dan jumlah merchant 30,41 juta yang sebagian besar merupakan UMKM.<\/p>\n<h5 style=\"text-align: justify;\">Transaksi<em> e-commerce<\/em> mencapai 43,7 triliun pada akhir Desember 2023, meningkat karena perubahan behaviour masyarakat, yang ingin transaksi lebih cepat dan efisien.<\/h5>\n<p style=\"text-align: justify;\">Ke depan digitalisasi semakin meningkat karena penduduk Indonesia naik 5%, di mana mayoritas penduduk milenial yang umumnya lebih suka digital. Transaksi digital akan dikembangkan untuk memfasilitasi kaum milenial yang menyukai transaksi yang cepat.<\/p>\n<h5 style=\"text-align: justify;\">Kelancaran dan keandalan Sistem Pembayaran Bank Indonesia (SPBI) terjaga baik didukung kondisi likuiditas yang memadai.<\/h5>\n<p style=\"text-align: justify;\">Transaksi BI-FAST dan BI-Real Time Gross Settlement (RTGS) terus meningkat dimana BI-FAST tercatat masih menjadi pilihan masyarakat untuk melakukan transfer dana. Stabilitas sistem pembayaran yang baik tecermin dari tidak terdapatnya <em>reject<\/em> transaksi BI-RTGS dan BI-Scripless Securities Settlement System (SSSS) yang terkait dengan permasalahan likuiditas.<\/p>\n<p style=\"text-align: justify;\">Perlu diketahui meningkatnya digitalisasi transaksi pembayaran yang ditunjukkan dengan meningkatnya BI-Fast dan QRIS ternyata justru menurunkan inflasi. Hal ini disebabkan transaksi perdagangan besar dan kecil terjadi mengalami peningkatan <em>platform<\/em>. Karena terjadi kompetisi harga.<\/p>\n<p style=\"text-align: justify;\">Selain itu digitalisasi pembayaran memenuhi kebutuhan masyarakat, khususnya kaum milenial dan juga mengembangkan berbagai business terkini.<\/p>\n<p><em>Belinda Kosasih\/ Partner of Banking Business Services\/Vibiz Consulting<\/em><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>(Vibiznews \u2013 Banking &amp; Insurance) \u2013 Dalam Rapat Dewan Gubernur Bank Indonesia (RDG-BI), Perry Warjiyo, Gubernur BI mengatakan bahwa pertumbuhan ekonomi 2023 diprakirakan dalam kisaran 4,5-5,3%. Hal ini didorong oleh konsumsi dan investasi. Pertumbuhan ekonomi yang baik ini ditunjang salah satunya dari kinerja transaksi ekonomi dan keuangan digital yang kuat. Dan tentunya didukung oleh sistem [&hellip;]<\/p>\n","protected":false},"author":101013,"featured_media":536545,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[353,183],"tags":[11229,9377,14040],"class_list":["post-560674","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banking-insurance","category-technology","tag-bi-fast","tag-qris","tag-uang-elektronik-ue"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Kinerja Transaksi Ekonomi dan Keuangan Digital Tetap Kuat di 2024 - Vibiznews.com<\/title>\n<meta name=\"description\" content=\"Pertumbuhan ekonomi yang baik ini ditunjang salah satunya dari kinerja transaksi ekonomi dan keuangan digital yang kuat. 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