{"id":562201,"date":"2024-02-12T23:31:09","date_gmt":"2024-02-12T16:31:09","guid":{"rendered":"https:\/\/vibiznews.com\/?p=562201"},"modified":"2024-02-12T23:31:18","modified_gmt":"2024-02-12T16:31:18","slug":"kpr-menjadi-motor-terbesar-menggerakkan-kinerja-bisnis-btn","status":"publish","type":"post","link":"https:\/\/vibiznews.com\/index.php\/2024\/02\/12\/kpr-menjadi-motor-terbesar-menggerakkan-kinerja-bisnis-btn\/","title":{"rendered":"KPR Menjadi Motor Terbesar Menggerakkan Kinerja Bisnis BTN"},"content":{"rendered":"\n

(Vibiznews \u2013 Banking & Insurance) – PT Bank Tabungan Negara (Persero) Tbk. mencatat penyaluran kredit mencapai Rp 333,7 triliun hingga Desember 2023. Angka ini naik 11,9% secara tahunan (yoy).<\/p>\n\n\n\n

Menurut Direktur Utama Bank BTN Nixon LP Napitupulu, pertumbuhan kredit lebih tinggi dibandingkan dengan aset yang naik 9,1% yoy. Terhitung pada periode yang sama.<\/p>\n\n\n\n

“KPR jadi motor terbesar yang menggerakan kinerja mesin bisnis BTN,” katanya dalam paparan kinerja sepanjang 2023, Senin (12\/2\/2024).<\/p>\n\n\n\n

Nixon menjelaskan bahwa KPR berkontribusi Rp 257,92 triliun atau 86,96% terhadap total portofolio kredit bank. Terdiri dari segmen KPR subsidi tercatat naik 10,9% yoy. Dan KPR nonsubsidi mencetak pertumbuhan rekor tertinggi setelah Covid-19 atau sebesar 9,5% yoy.<\/p>\n\n\n\n

Pada periode yang sama kredit bermasalah atau nonperforming loan (NPL) BTN turun menjadi 3,01%. Angka ini lebih rendah dibandingkan dengan Desember 2022, yakni 4,8%. “Tren 2024 sudah pasti ke area 3%,” kata Nixon.<\/p>\n\n\n\n

Sementara itu, pembiayaan dari unit usaha syariah (UUS) BTN naik 17,36% menjadi Rp 37,11 triliun. Dengan demikian aset BTN Syariah tumbuh 19,7% yoy menjadi Rp 54,3 triliun.<\/p>\n\n\n\n

“Mudah-mudahan tahun ini bisa hit ke angka Rp 60 triliun,” kata Nixon.<\/p>\n\n\n\n

Nixon melanjutkan bahwa permintaan KPR syariah tumbuh kencang di Jawa Barat, Mataram, dan Aceh. Sebanyak 25%-30% nasabah meminta pembiayaan rumah melalui skema syariah.<\/p>\n\n\n\n

Belinda Kosasih\/ Partner of Banking Business Services\/Vibiz Consulting<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

(Vibiznews \u2013 Banking & Insurance) – PT Bank Tabungan Negara (Persero) Tbk. mencatat penyaluran kredit mencapai Rp 333,7 triliun hingga Desember 2023. Angka ini naik 11,9% secara tahunan (yoy). Menurut Direktur Utama Bank BTN Nixon LP Napitupulu, pertumbuhan kredit lebih tinggi dibandingkan dengan aset yang naik 9,1% yoy. Terhitung pada periode yang sama. “KPR jadi […]<\/p>\n","protected":false},"author":101013,"featured_media":541965,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[353],"tags":[10595,10779,12609],"class_list":["post-562201","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banking-insurance","tag-btn","tag-kpr","tag-npl"],"yoast_head":"\nKPR Menjadi Motor Terbesar Menggerakkan Kinerja Bisnis BTN - Vibiznews.com<\/title>\n<meta name=\"description\" content=\""KPR jadi motor terbesar yang menggerakan kinerja mesin bisnis BTN," katanya dalam paparan kinerja sepanjang 2023, Senin (12\/2\/2024).Nixon menjelaskan bahwa KPR berkontribusi Rp 257,92 triliun atau 86,96% terhadap total portofolio kredit bank.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/vibiznews.com\/index.php\/2024\/02\/12\/kpr-menjadi-motor-terbesar-menggerakkan-kinerja-bisnis-btn\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"KPR Menjadi Motor Terbesar Menggerakkan Kinerja Bisnis BTN - 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