{"id":566384,"date":"2024-06-05T22:11:21","date_gmt":"2024-06-05T15:11:21","guid":{"rendered":"https:\/\/vibiznews.com\/?p=566384"},"modified":"2024-06-05T22:11:24","modified_gmt":"2024-06-05T15:11:24","slug":"ojk-rilis-pojk-8-tahun-2024-tentang-asuransi","status":"publish","type":"post","link":"https:\/\/vibiznews.com\/index.php\/2024\/06\/05\/ojk-rilis-pojk-8-tahun-2024-tentang-asuransi\/","title":{"rendered":"OJK Rilis POJK 8 Tahun 2024 Tentang Asuransi"},"content":{"rendered":"\n

<\/p>\n\n\n\n

(Vibiznews \u2013 Banking & Insurance) \u2013 Otoritas Jasa Keuangan (OJK) terus berupaya menciptakan industri perasuransian yang kuat, tumbuh berkelanjutan, dan inovatif. Antara lain melalui penerbitan Peraturan Otoritas Jasa Keuangan Nomor 8 Tahun 2024 tentang Produk Asuransi dan Saluran Pemasaran Produk Asuransi (POJK 8 Tahun 2024). POJK ini yang mendukung dan memudahkan pelaku usaha perasuransian.<\/p>\n\n\n\n

Penerbitan POJK 8 Tahun 2024 ini merupakan tindak lanjut atas amanat dalam Undang Undang Nomor 4 Tahun 2023. Yaitu tentang Pengembangan dan Penguatan Sektor Keuangan (PPSK) yang mengamanatkan perlunya penyesuaian terhadap POJK Nomor 23\/POJK.05\/2015. Tentang Produk Asuransi dan Pemasaran Produk Asuransi (POJK 23 Tahun 2015), yaitu penguatan legal base dalam aspek tata kelola penyelenggaraan produk asuransi secara lebih baik.<\/p>\n\n\n\n

Melalui POJK 8 Tahun 2024, OJK berharap penyederhanaan proses persetujuan produk asuransi, penggunaan polis asuransi secara elektronik atau digital. Dan tata kelola perhitungan premi\/kontribusi secara lebih hati-hati dapat diimplementasikan dengan baik.<\/p>\n\n\n\n

Sehingga penyelenggaraan produk asuransi dapat dirasakan manfaatnya oleh masyarakat luas. Terutama agar industri perasuransian di sektor jasa keuangan memiliki daya saing global dan dapat berkompetisi secara sehat.<\/p>\n\n\n\n

Beberapa ketentuan yang diatur dalam POJK 8 Tahun 2024 antara lain sebagai berikut:<\/p>\n\n\n\n

    \n
  1. Penguatan pokok pengaturan mengenai penyelenggaraan PAYDI yang sebelumnya hanya diatur dalam SEOJK.<\/li>\n\n\n\n
  2. Penyederhanaan mekanisme persetujuan dan pelaporan produk asuransi.<\/li>\n\n\n\n
  3. Penguatan pengaturan mengenai penyelenggaraan produk asuransi secara digital.<\/li>\n\n\n\n
  4. Penambahan pengaturan pemenuhan prinsip syariah dalam setiap penyelenggaraan produk asuransi.<\/li>\n\n\n\n
  5. Penguatan tata kelola penyelenggaraan produk asuransi khususnya dalam perhitungan premi\/kontribusi<\/li>\n<\/ol>\n\n\n\n

    Proses penyusunan POJK 8 Tahun 2024 ini telah melibatkan para stakeholder dan mempertimbangkan masukan dari industri perusahaan perasuransian secara seimbang.<\/p>\n\n\n\n

    Selain itu, POJK 8 Tahun 2024 ini juga memberikan jangka waktu peralihan selama 6 bulan sejak tanggal POJK ini diundangkan.<\/p>\n\n\n\n

    Dengan demikian, POJK 8 Tahun 2024 berlaku efektif sejak tanggal 29 Oktober 2024. Diharapkan pelaku usaha asuransi memiliki waktu yang cukup untuk melakukan persiapan agar POJK ini dapat diimplementasikan dengan efektif. Dan berdaya guna bagi perkembangan industri perasuransian.<\/p>\n\n\n\n

    OJK berharap dengan penerbitan POJK 8 Tahun 2024 sebagai penyempurnaan dari POJK 23 Tahun 2015 akan membawa dampak yang besar dan positif. Bagi perkembangan industri perasuransian dalam upaya untuk mewujudkan terciptanya suatu ekosistem industri perasuransian yang kuat dan sehat secara keseluruhan.<\/p>\n\n\n\n

    Belinda Kosasih\/ VBN\/ Managing Partner Vibiz Consulting<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

    (Vibiznews \u2013 Banking & Insurance) \u2013 Otoritas Jasa Keuangan (OJK) terus berupaya menciptakan industri perasuransian yang kuat, tumbuh berkelanjutan, dan inovatif. Antara lain melalui penerbitan Peraturan Otoritas Jasa Keuangan Nomor 8 Tahun 2024 tentang Produk Asuransi dan Saluran Pemasaran Produk Asuransi (POJK 8 Tahun 2024). POJK ini yang mendukung dan memudahkan pelaku usaha perasuransian. Penerbitan […]<\/p>\n","protected":false},"author":101013,"featured_media":526157,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[353],"tags":[12811,14626],"class_list":["post-566384","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banking-insurance","tag-paydi","tag-pojk-8-tahun-2024"],"yoast_head":"\nOJK Rilis POJK 8 Tahun 2024 Tentang Asuransi - Vibiznews.com<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/vibiznews.com\/index.php\/2024\/06\/05\/ojk-rilis-pojk-8-tahun-2024-tentang-asuransi\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"OJK Rilis POJK 8 Tahun 2024 Tentang Asuransi - Vibiznews.com\" \/>\n<meta property=\"og:description\" content=\"(Vibiznews \u2013 Banking & Insurance) \u2013 Otoritas Jasa Keuangan (OJK) terus berupaya menciptakan industri perasuransian yang kuat, tumbuh berkelanjutan, dan inovatif. 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