{"id":572270,"date":"2024-10-28T16:41:54","date_gmt":"2024-10-28T09:41:54","guid":{"rendered":"https:\/\/vibiznews.com\/?p=572270"},"modified":"2024-10-28T16:41:54","modified_gmt":"2024-10-28T09:41:54","slug":"awas-modus-baru-penipuan-di-aplikasi-m-banking","status":"publish","type":"post","link":"https:\/\/vibiznews.com\/index.php\/2024\/10\/28\/awas-modus-baru-penipuan-di-aplikasi-m-banking\/","title":{"rendered":"Awas Modus Baru Penipuan di Aplikasi M-Banking"},"content":{"rendered":"<p>&nbsp;<\/p>\n<p style=\"text-align: justify;\">(Vibiznews &#8211; Banking &amp; Insurance) \u2013 Sesuai dengan perkembangan teknologi transaksi perbankan tidak lagi harus pergi ke bank. Beberapa transaksi perbankan kini bisa dilakukan dimana saja dengan menggunakan fitur Mobile Banking (m-Banking).<\/p>\n<h5 style=\"text-align: justify;\">Berdasarkan data Bank Indonesia triwulan III 2024, transaksi digital banking tercatat 5.666,28 juta transaksi atau tumbuh sebesar 34,43% (yoy). Sementara transaksi Uang Elektronik (UE) tumbuh 29,11% (yoy) mencapai 4.001,11 juta transaksi.<\/h5>\n<p style=\"text-align: justify;\">Hal ini membuktikan makin banyak orang menggunakan M-Banking untuk melakukan transaksi pembayaran. Namun, kemudahan ini perlu diwaspadai karena dibayangi dengan risiko pembobolan rekening bila dilakukan tanpa hati-hati.<\/p>\n<p style=\"text-align: justify;\">Sejumlah modus penipuan di aplikasi M-Banking antara lain pencurian data pribadi, penipuan atau phising. Untuk menghindari hal tersebut, berikut merupakan hal yang bisa dilakukan nasabah pemilik M-banking, dikutip dari laman resmi Otoritas Jasa Keuangan.<\/p>\n<h5 style=\"text-align: justify;\"><strong>Tips untuk Menghindari Kejahatan Digital Banking:<\/strong><\/h5>\n<p style=\"text-align: justify;\">1. Tidak memberitahukan kode akses\/ nomor pribadi Personal Identification Number (PIN) kepada orang lain<\/p>\n<p style=\"text-align: justify;\">2. Tidak mencatat dan menyimpan kode akses\/ nomor pribadi SMS banking di tempat yang mudah diketahui orang lain<\/p>\n<p style=\"text-align: justify;\">3. Periksalah transaksi secara teliti sebelum melakukan konfirmasi atas transaksi tersebut untuk dijalankan<\/p>\n<p style=\"text-align: justify;\">4. Setiap kali melakukan transaksi, tunggulah beberapa saat hingga menerima respon balik atas transaksi tersebut<\/p>\n<p style=\"text-align: justify;\">5. Untuk setiap transaksi, nasabah akan menerima pesan notifikasi atas transaksi berupa SMS atau email yang akan tersimpan di dalam inbox. Periksa secara teliti isi notifikasi tersebut dan segera kontak ke bank apabila ada transaksi yang mencurigakan<\/p>\n<p style=\"text-align: justify;\">6. Jika merasa diketahui oleh orang lain, segera lakukan penggantian PIN<\/p>\n<p style=\"text-align: justify;\">7. Bilamana SIM Card GSM hilang, dicuri, atau dipindahtangankan kepada pihak lain, segera beritahukan ke cabang bank terdekat atau segera melaporkan ke call center bank tersebut.<\/p>\n<p style=\"text-align: justify;\">8. Hati-hati dengan aplikasi di internet yang merupakan spam atau malware yang mungkin dapat mencuri data-data pribadi dan menyalahgunakannya di kemudian hari<\/p>\n<p style=\"text-align: justify;\">9. Tidak melakukan transaksi internet di tempat umum seperti warnet, WIFI gratis, karena data-data kita berpotensi dicuri oleh pihak lain dalam jaringan yang sama<\/p>\n<p style=\"text-align: justify;\">10. Tidak lupa melakukan proses log out setelah selesai melakukan transaksi di internet banking<\/p>\n<p style=\"text-align: justify;\">11. Jika berganti ponsel, pastikan bahwa semua data-data sudah terhapus untuk menghindari penyalahgunaan oleh pihak lain yang menggunakan ponsel tersebut.<\/p>\n<p><em>Belinda Kosasih\/ Partner of Banking Business Services\/Vibiz Consulting<\/em><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; (Vibiznews &#8211; Banking &amp; Insurance) \u2013 Sesuai dengan perkembangan teknologi transaksi perbankan tidak lagi harus pergi ke bank. Beberapa transaksi perbankan kini bisa dilakukan dimana saja dengan menggunakan fitur Mobile Banking (m-Banking). Berdasarkan data Bank Indonesia triwulan III 2024, transaksi digital banking tercatat 5.666,28 juta transaksi atau tumbuh sebesar 34,43% (yoy). Sementara transaksi Uang [&hellip;]<\/p>\n","protected":false},"author":101013,"featured_media":508275,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[353,183],"tags":[14772],"class_list":["post-572270","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banking-insurance","category-technology","tag-mobile-banking-m-banking"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Awas Modus Baru Penipuan di Aplikasi M-Banking - Vibiznews.com<\/title>\n<meta name=\"description\" content=\"Beberapa transaksi perbankan kini bisa dilakukan dimana saja dengan menggunakan fitur Mobile Banking (m-Banking).\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/vibiznews.com\/index.php\/2024\/10\/28\/awas-modus-baru-penipuan-di-aplikasi-m-banking\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Awas Modus Baru Penipuan di Aplikasi M-Banking - 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