{"id":572895,"date":"2024-11-12T20:52:08","date_gmt":"2024-11-12T13:52:08","guid":{"rendered":"https:\/\/vibiznews.com\/?p=572895"},"modified":"2024-11-12T20:53:57","modified_gmt":"2024-11-12T13:53:57","slug":"survei-konsumen-oktober-2024-keyakinan-konsumen-tetap-terjaga","status":"publish","type":"post","link":"https:\/\/vibiznews.com\/index.php\/2024\/11\/12\/survei-konsumen-oktober-2024-keyakinan-konsumen-tetap-terjaga\/","title":{"rendered":"Survei Konsumen Oktober 2024: Keyakinan Konsumen Tetap Terjaga"},"content":{"rendered":"

 <\/p>\n

(Vibiznews \u2013 Economy & Business) \u2013 Survei Konsumen Bank Indonesia pada Oktober 2024<\/a> mengindikasikan keyakinan konsumen terhadap kondisi ekonomi tetap terjaga pada level optimis.<\/p>\n

Hal ini tecermin dari Indeks Keyakinan Konsumen (IKK) Oktober 2024 yang berada pada area optimis (>100), yaitu sebesar 121,1. Angka ini lebih rendah dibandingkan indeks bulan sebelumnya sebesar 123,5<\/h5>\n

Tetap terjaganya keyakinan konsumen pada Oktober 2024 ditopang oleh Indeks Kondisi Ekonomi Saat Ini (IKE) dan Indeks Ekspektasi Konsumen (IEK) yang masing-masing sebesar 109,9 dan 132,4. (Grafik 1)<\/p>\n

\"Grafik
Sumber: Bank Indonesia<\/figcaption><\/figure>\n
Indeks Kondisi Ekonomi Saat Ini (IKE)<\/strong><\/h5>\n

Pada Oktober 2024, persepsi konsumen terhadap kondisi ekonomi saat ini tetap kuat. Tecermin dari IKE Oktober 2024 sebesar 109,9, lebih rendah dibandingkan bulan sebelumnya sebesar 113,9.<\/p>\n

Terjaganya IKE Oktober 2024 ditopang oleh Indeks Penghasilan Saat Ini, Indeks Ketersediaan Lapangan Kerja, dan Indeks Pembelian Barang Tahan Lama (Durable Goods) yang berada pada area optimis, masing-masing sebesar 117,9, 104,7, dan 107,0 (Grafik 4).<\/p>\n

\"Grafik
Sumber: Bank Indonesia<\/figcaption><\/figure>\n

Secara spasial, sebagian kota mencatatkan peningkatan IKE, terbesar di Kota Banjarmasin (6,8 poin), disusul Ambon (5,2 poin) dan Manado (3,7 poin). Sementara sebagian kota lainnya mencatat penurunan IKE terutama di Kota Surabaya (12,9 poin), Pontianak (8,3 poin), dan Padang (7,3 poin).<\/p>\n

Indeks Ekspektasi Konsumen (IEK)<\/strong><\/h5>\n

Ekspektasi konsumen terhadap kondisi ekonomi enam bulan ke depan diindikasikan tetap kuat. Hal ini tecermin dari IEK OKtober 2024 yang berada dalam zona optimis yang sebesar 133,1.
\nTetap kuatnya IEK ditopang oleh optimisme seluruh komponennya, yaitu ekspektasi terhadap penghasilan, ketersediaan lapangan kerja, dan kegiatan usaha. Masing-masing tercatat sebesar 138,4, 129,5, dan 129,2 (Grafik 11).<\/p>\n

\"Grafik
Sumber: Bank Indonesia<\/figcaption><\/figure>\n

Secara spasial, beberapa kota mencatat peningkatan IEK, terbesar di Kota Medan (14,9 poin), diikuti Denpasar (8,2 poin) dan Pangkal Pinang (3,0 poin).<\/p>\n

Analis Vibiz Research menilai bahwa ekspektasi konsumen terhadap kondisi ekonomi ke depan masih tetap terjaga sampai akhir tahun 2024.<\/h5>\n

Hal ini dilihat dari Indeks Keyakinan Konsumen (IKK) Oktober 2024 yang tetap berada di area optimis (>100). Walaupun angka ini sedikit lebih rendah dibandingkan bulan sebelumnya.<\/p>\n

Tetap terjaganya keyakinan konsumen Oktober 2024 didorong oleh keyakinan konsumen terhadap kondisi ekonomi saat ini dan ekspektasi terhadap kondisi ekonomi ke depan yang tetap optimis.<\/p>\n

Sementara jika dilihat dari kondisi keuangan konsumen, rasio konsumsi terhadap pendapatan pada Oktober 2024 sedikit meningkat.<\/p>\n

Pada Oktober 2024 rata-rata proporsi pendapatan konsumen untuk konsumsi (average propensity to consume ratio<\/em>) sedikit meningkat dibandingkan bulan sebelumnya. Yaitu dari 74,1% menjadi 74,5%.<\/h5>\n

Sementara itu, proporsi pembayaran cicilan\/utang (debt to income ratio<\/em>) terindikasi relatif stabil sebesar 10,5%. Proporsi pendapatan konsumen yang disimpan (saving to income ratio<\/em>) tercatat sedikit menurun dibandingkan dengan proporsi pada bulan sebelumnya dari 15,3% menjadi 15,0% .<\/p>\n

Belinda Kosasih\/ Partner of Banking Business Services\/Vibiz Consulting<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

  (Vibiznews \u2013 Economy & Business) \u2013 Survei Konsumen Bank Indonesia pada Oktober 2024 mengindikasikan keyakinan konsumen terhadap kondisi ekonomi tetap terjaga pada level optimis. Hal ini tecermin dari Indeks Keyakinan Konsumen (IKK) Oktober 2024 yang berada pada area optimis (>100), yaitu sebesar 121,1. Angka ini lebih rendah dibandingkan indeks bulan sebelumnya sebesar 123,5 Tetap […]<\/p>\n","protected":false},"author":101013,"featured_media":565680,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[29,3011],"tags":[14789],"class_list":["post-572895","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economy-business","category-news-insight","tag-survei-konsumen-bank-indonesia-pada-oktober-2024-mengindikasikan-keyakinan-konsumen-terhadap-kondisi-ekonomi-tetap-terjaga-pada-level-optimis"],"yoast_head":"\nSurvei Konsumen Oktober 2024: Keyakinan Konsumen Tetap Terjaga - 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