{"id":589371,"date":"2025-11-19T21:38:31","date_gmt":"2025-11-19T14:38:31","guid":{"rendered":"https:\/\/vibiznews.com\/?p=589371"},"modified":"2025-11-19T21:38:31","modified_gmt":"2025-11-19T14:38:31","slug":"bank-indonesia-memutuskan-mempertahankan-bi-rate-475","status":"publish","type":"post","link":"https:\/\/vibiznews.com\/index.php\/2025\/11\/19\/bank-indonesia-memutuskan-mempertahankan-bi-rate-475\/","title":{"rendered":"Bank Indonesia Memutuskan Mempertahankan BI-Rate 4,75%"},"content":{"rendered":"<p>&nbsp;<\/p>\n<h5 style=\"text-align: justify;\">(Vibiznews \u2013 Banking &amp; Insurance) \u2013 Rapat Dewan Gubernur (RDG) Bank Indonesia pada 18-19 November 2025 memutuskan untuk mempertahankan BI-Rate sebesar 4,75%. Demikian juga\u00a0suku bunga\u00a0<em>Deposit Facility<\/em>\u00a0sebesar 3,75%, dan suku bunga\u00a0<em>Lending Facility<\/em>\u00a0sebesar 5,50%.<strong>\u00a0<\/strong><\/h5>\n<p style=\"text-align: justify;\">Keputusan ini konsisten dengan fokus kebijakan jangka pendek pada stabilisasi nilai tukar Rupiah dan menarik aliran masuk investasi portofolio asing. Terutama dari dampak meningkatnya ketidakpastian global. Yaitu dengan tetap memperkuat efektivitas transmisi pelonggaran kebijakan moneter dan makroprudensial yang telah ditempuh selama ini.<\/p>\n<p style=\"text-align: justify;\">Ke depan, Bank Indonesia akan terus mencermati ruang penurunan suku bunga BI-Rate lebih lanjut\u00a0 dengan prakiraan inflasi 2025 dan 2026. \u00a0Yang terkendali dalam sasaran 2,5\u00b11%, serta perlunya untuk turut mendorong pertumbuhan ekonomi yang lebih tinggi.<\/p>\n<h5 style=\"text-align: justify;\">Pelonggaran kebijakan makroprudensial diperkuat dengan meningkatkan efektivitas implementasi pemberian likuiditas kepada perbankan dalam mempercepat penurunan suku bunga.<\/h5>\n<p style=\"text-align: justify;\">Dan kenaikan pertumbuhan kredit\/pembiayaan ke sektor riil khususnya sektor-sektor prioritas Pemerintah. Kebijakan sistem pembayaran tetap diarahkan untuk turut mendorong pertumbuhan ekonomi melalui perluasan akseptasi pembayaran digital.<\/p>\n<p style=\"text-align: justify;\">Demikian juga penguatan struktur industri sistem pembayaran, dan peningkatan daya tahan infrastruktur sistem pembayaran.<\/p>\n<h5 style=\"text-align: justify;\">Langkah-langkah yang dilakukan Bank Indonesia untuk mempertahankan stabilitas dan mendorong pertumbuhan ekonomi yang berkelanjutan sebagai berikut:<\/h5>\n<ol style=\"text-align: justify;\">\n<li>Penguatan stabilisasi nilai tukar Rupiah melalui intervensi baik transaksi\u00a0<em>Non-Deliverable Forward<\/em>\u00a0(NDF) di pasar luar negeri. \u00a0Maupun transaksi\u00a0<em>spot<\/em>\u00a0dan\u00a0<em>Domestic Non-Deliverable Forward<\/em>\u00a0(DNDF) di pasar domestik. Strategi ini disertai dengan pembelian Surat Berharga Negara (SBN) di pasar sekunder.<\/li>\n<li>Penguatan strategi operasi moneter\u00a0<em>pro-market<\/em>\u00a0dalam mendukung stabilisasi nilai tukar Rupiah dan memperkuat efektivitas transmisi kebijakan moneter.<\/li>\n<li>Mempercepat pendalaman pasar uang dan pasar valuta asing dalam memperkuat efektivitas transmisi kebijakan moneter dan mendukung pembiayaan perekonomian.<\/li>\n<li>Penguatan implementasi pelonggaran Kebijakan Insentif Likuiditas Makroprudensial (KLM) melalui pemberian insentif likuiditas kepada perbankan dalam mempercepat penurunan suku bunga (<em>interest-rate channel<\/em>). Dan kenaikan pertumbuhan kredit\/pembiayaan (<em>lending channel<\/em>) ke sektor-sektor prioritas Pemerintah.<\/li>\n<li>\n<h5>Penguatan publikasi asesmen transparansi Suku Bunga Dasar Kredit (SBDK) dengan pendalaman pada suku bunga kredit berdasarkan sektor prioritas dalam cakupan KLM.<\/h5>\n<\/li>\n<li>Akselerasi akseptasi pembayaran digital melalui perluasan literasi Penyedia Jasa Pembayaran (PJP),\u00a0<em>merchant<\/em>\u00a0dan masyarakat terkait QRIS Tap. Juga penguatan implementasi QRIS Antarnegara Indonesia-Tiongkok dan Indonesia-Korea Selatan.<\/li>\n<li>Penataan struktur industri sistem pembayaran melalui reformasi pengaturan untuk memperkuat aspek manajemen risiko dan infrastruktur teknologi dalam penyelenggaraan sistem pembayaran.<\/li>\n<\/ol>\n<p style=\"text-align: justify;\">\n<p style=\"text-align: justify;\"><em>Belinda Kosasih\/ Partner of Banking Business Services\/Vibiz Consulting<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; (Vibiznews \u2013 Banking &amp; Insurance) \u2013 Rapat Dewan Gubernur (RDG) Bank Indonesia pada 18-19 November 2025 memutuskan untuk mempertahankan BI-Rate sebesar 4,75%. Demikian juga\u00a0suku bunga\u00a0Deposit Facility\u00a0sebesar 3,75%, dan suku bunga\u00a0Lending Facility\u00a0sebesar 5,50%.\u00a0 Keputusan ini konsisten dengan fokus kebijakan jangka pendek pada stabilisasi nilai tukar Rupiah dan menarik aliran masuk investasi portofolio asing. Terutama dari [&hellip;]<\/p>\n","protected":false},"author":101013,"featured_media":589372,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[353,14922],"tags":[15389],"class_list":["post-589371","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banking-insurance","category-economy-and-business","tag-bi-mempertahankan-bi-rate-4-75"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Bank Indonesia Memutuskan Mempertahankan BI-Rate 4,75% - Vibiznews.com<\/title>\n<meta name=\"description\" content=\"RDG Bank Indonesia pada 18-19 November 2025 memutuskan untuk mempertahankan BI-Rate sebesar 4,75%. 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