{"id":590680,"date":"2025-12-19T08:55:45","date_gmt":"2025-12-19T01:55:45","guid":{"rendered":"https:\/\/vibiznews.com\/?p=590680"},"modified":"2025-12-19T08:55:45","modified_gmt":"2025-12-19T01:55:45","slug":"btn-makin-mantap-hadapi-tahun-2026","status":"publish","type":"post","link":"https:\/\/vibiznews.com\/index.php\/2025\/12\/19\/btn-makin-mantap-hadapi-tahun-2026\/","title":{"rendered":"BTN Makin Mantap Hadapi Tahun 2026"},"content":{"rendered":"<p>&nbsp;<\/p>\n<p style=\"text-align: justify;\">(Vibiznews \u2013 Banking &amp; Insurance) \u2013 Bank Tabungan Negara (BTN) nampak makin mantap menghadapi tahun 2026. Hal ini terlihat dari sejumlah target optimistis yang dipasang perbankan pelat merah tersebut.<\/p>\n<p style=\"text-align: justify;\">Direktur Utama BTN Nixon Napitupulu mengungkapkan, bank telah menetapkan target pertumbuhan kredit untuk tahun 2026 di level 10% \u2013 12%.<br \/>\n\u201cRBB belum disahkan OJK, tapi ekspektasi kami kredit tumbuh 10% sampai 12%,\u201d ungkap Nixon kepada awak media, Kamis (18\/12\/2025).<\/p>\n<p style=\"text-align: justify;\">Lebih lanjut, Nixon mengungkapkan bank BTN akan memiliki setidaknya dua mesin pertumbuhan kredit untuk tahun depan, yakni fasilitas likuiditas pembiayaan perumahan (FLPP) dan kredit program perumahan (KPP).<br \/>\nDengan dua produk itu, Nixon meyakini pertumbuhan kredit bank bisa makin menggeliat. \u201cSatu produk saja sudah (bisa mendorong pertumbuhan) 8%\u20139%. Ditambah yang satu lagi, kami yakin bisa 10%\u201312%,\u201d katanya.<\/p>\n<p style=\"text-align: justify;\">Sementara untuk dana kelolaan, ia menargetkan dana pihak ketiga (DPK) bank bisa tumbuh lebih masif daripada kredit. Dan untuk laba, ia bilang targetnya pertumbuhan masih bisa menyentuh double digit.<br \/>\nUntuk diketahui, tahun ini BTN memasang target pertumbuhan laba bisa melampaui 10%. Nah realisasinya, per November 2025 saja pertumbuhan laba bersih tahun berjalan bank mencapai 21,10% secara tahunan (year-on-year\/yoy) di level Rp 2,91 triliun.<\/p>\n<p style=\"text-align: justify;\">Sementara itu, pertumbuhan kredit dan pembiayaan bank mencapai 8,74% yoy menjadi Rp 386,47 triliun, dan pertumbuhan DPK mencapai 15,77% yoy menjadi Rp 423,96 triliun.<\/p>\n<p style=\"text-align: justify;\">Capaian itu membawa aset BTN tumbuh 12,16% yoy menjadi Rp 503,99 triliun. Untuk diketahui, jumlah total aset tersebut telah melampaui target aset Rp 500 triliun yang dicanangkan bank pada awal tahun 2025.<\/p>\n<p style=\"text-align: justify;\"><em>Belinda Kosasih\/ Partner of Banking Business Services\/Vibiz Consulting<\/em><\/p>\n<p style=\"text-align: justify;\">\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; (Vibiznews \u2013 Banking &amp; Insurance) \u2013 Bank Tabungan Negara (BTN) nampak makin mantap menghadapi tahun 2026. Hal ini terlihat dari sejumlah target optimistis yang dipasang perbankan pelat merah tersebut. Direktur Utama BTN Nixon Napitupulu mengungkapkan, bank telah menetapkan target pertumbuhan kredit untuk tahun 2026 di level 10% \u2013 12%. \u201cRBB belum disahkan OJK, tapi [&hellip;]<\/p>\n","protected":false},"author":101013,"featured_media":531965,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[353],"tags":[],"class_list":["post-590680","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banking-insurance"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>BTN Makin Mantap Hadapi Tahun 2026 - Vibiznews.com<\/title>\n<meta name=\"description\" content=\"Bank Tabungan Negara (BTN) nampak makin mantap menghadapi tahun 2026. 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