{"id":603190,"date":"2026-10-07T19:45:40","date_gmt":"2026-10-07T12:45:40","guid":{"rendered":"https:\/\/vibiznews.com\/?p=603190"},"modified":"2026-10-07T20:59:27","modified_gmt":"2026-10-07T13:59:27","slug":"mortgage-di-as-merosot-ke-terendah-20-bulan-akibat-tingginya-suku-bunga","status":"publish","type":"post","link":"https:\/\/vibiznews.com\/index.php\/2026\/10\/07\/mortgage-di-as-merosot-ke-terendah-20-bulan-akibat-tingginya-suku-bunga\/","title":{"rendered":"Mortgage di AS Merosot ke Terendah 20 Bulan Akibat Tingginya Suku Bunga"},"content":{"rendered":"<p style=\"text-align: justify;\">(Vibiznews &#8211; Property) &#8211; Permohonan mortgage atau KPR (kredit pemilikan rumah) di Amerika Serikat (AS) merosot ke level terendah dalam 20 bulan terakhir pada pekan yang berakhir 2 Oktober 2025.<\/p>\n<p style=\"text-align: justify;\">Penurunan ini dipicu oleh kenaikan tajam suku bunga KPR yang menembus rekor tertinggi dalam hampir tiga tahun terakhir.<\/p>\n<p style=\"text-align: justify;\">Berdasarkan data dari Mortgage Bankers Association (MBA), jumlah pengajuan mortgage di\u00a0 AS turun 4,2% secara mingguan. Jumlah ini merupakan penurunan selama lima pekan berturut-turut sekaligus mencatatkan level terendah sejak Januari 2025.<\/p>\n<p style=\"text-align: justify;\">Penyebab utama lesunya aktivitas pasar perumahan AS ini adalah tingginya biaya pinjaman. Suku bunga tetap (fixed rate) KPR tenor 30 tahun rata-rata melonjak hingga 7,49%, yang merupakan tertinggi dalam rentang tiga tahun terakhir.<\/p>\n<p style=\"text-align: justify;\">Imbal hasil obligasi AS terus naik naik pada pergantian bulan, kondisi ini tetap terjadi meskipun Departemen Keuangan AS (US Treasury) telah berupaya menahan tekanan di pasar obligasi tenor panjang melalui peningkatan publikasi surat utang jangka pendek\u00a0 dan memperluas program pembelian kembali\u00a0 obligasi jenis nominal note serta bonds.<\/p>\n<p style=\"text-align: justify;\">Analyst Vibiz Research Center melihat tingginya suku bunga KPR dan ketatnya imbal hasil Treasury terus menjadi penekanan utama bagi pemulihan pasar properti di Amerika Serikat hingga kuartal akhir tahun ini.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>(Vibiznews &#8211; Property) &#8211; Permohonan mortgage atau KPR (kredit pemilikan rumah) di Amerika Serikat (AS) merosot ke level terendah dalam 20 bulan terakhir pada pekan yang berakhir 2 Oktober 2025. Penurunan ini dipicu oleh kenaikan tajam suku bunga KPR yang menembus rekor tertinggi dalam hampir tiga tahun terakhir. Berdasarkan data dari Mortgage Bankers Association (MBA), [&hellip;]<\/p>\n","protected":false},"author":101017,"featured_media":481509,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"_monsterinsights_skip_tracking":false,"footnotes":""},"categories":[14922,55],"tags":[],"class_list":["post-603190","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economy-and-business","category-property"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Mortgage di AS Merosot ke Terendah 20 Bulan Akibat Tingginya Suku Bunga - Vibiznews.com<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/vibiznews.com\/index.php\/2026\/10\/07\/mortgage-di-as-merosot-ke-terendah-20-bulan-akibat-tingginya-suku-bunga\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Mortgage di AS Merosot ke Terendah 20 Bulan Akibat Tingginya Suku Bunga - Vibiznews.com\" \/>\n<meta property=\"og:description\" content=\"(Vibiznews &#8211; Property) &#8211; Permohonan mortgage atau KPR (kredit pemilikan rumah) di Amerika Serikat (AS) merosot ke level terendah dalam 20 bulan terakhir pada pekan yang berakhir 2 Oktober 2025. Penurunan ini dipicu oleh kenaikan tajam suku bunga KPR yang menembus rekor tertinggi dalam hampir tiga tahun terakhir. Berdasarkan data dari Mortgage Bankers Association (MBA), [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/vibiznews.com\/index.php\/2026\/10\/07\/mortgage-di-as-merosot-ke-terendah-20-bulan-akibat-tingginya-suku-bunga\/\" \/>\n<meta property=\"og:site_name\" content=\"Vibiznews.com\" \/>\n<meta property=\"article:published_time\" content=\"2026-10-07T12:45:40+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-10-07T13:59:27+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/vibiznews.com\/wp-content\/uploads\/2021\/04\/america-rumah-jual.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"853\" \/>\n\t<meta property=\"og:image:height\" content=\"608\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Jul Allens\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Jul Allens\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/vibiznews.com\/index.php\/2026\/10\/07\/mortgage-di-as-merosot-ke-terendah-20-bulan-akibat-tingginya-suku-bunga\/\",\"url\":\"https:\/\/vibiznews.com\/index.php\/2026\/10\/07\/mortgage-di-as-merosot-ke-terendah-20-bulan-akibat-tingginya-suku-bunga\/\",\"name\":\"Mortgage di AS Merosot ke Terendah 20 Bulan Akibat Tingginya Suku Bunga - 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